| (To keep from hijacking the other thread, I started 
a new one)   I also have Hagerty like Bill. Have been happy with 
them, but never have had to submit a claim.   According to what their website says "Hagerty provides coverage for vehicles that 
are used on an occasional basis -- e.g. club functions, exhibitions, organized 
meets, tours and limited pleasure driving. "    I signed on with them back in 1996 maybe. But 
I specifically remember the reason I signed on with them was their slogan 
of "we insure cars for people who want to drive them" and when I filled out the 
application, there was a list for mileage driven with 2 columns. Pleasure and 
shows. I put 90% pleasure and 10% shows. I guess I'll have to go back and 
look at my policy.   Now that being said if it is true, is there 
anyone who insures cars for people who actually want to drive them, in a 
mostly non show, but pleasure drive fashion, or even to work, etc.  I 
wouldn't mind paying full price insurance if I could drive the car at 
any time. In NJ if you go to a regular car policy all you can get is liability 
because it's an old car with no book value.   So I guess the question is does anyone offer a 
agreed value policy with no driving limitations.   Right now I do drive my cars to work and back some 
days, but being it's summer, there's always the excuse of taking it 
to a cruise night, the shop, etc on the way home from 
work....   Nick  
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