Re: IML: '63 Le Baron vs American Family Insurance

[RandalPark@xxxxxxx]

Go to the store and purchase "The Old Car Value Guide". Look up your car and rate its condition. The top value showing for a '63 LeBaron right now is around $17,000. No Ebay auction in recent history has hit that number, or even close to it. 

The magazine is considered valid by most insurance companies. It also explains the correct way to value old cars.

You should look up you other cars too, and make sure that you have the correct amount of coverage on them. I insure my collector cars with J.C. Taylor, which is geared towards this type of coverage. There is a mileage limit, but I never seem to be able to reach it on any of the cars that I have covered that way.

Paul

In an email dated Thu, 2 12 2004 4:37:50 am GMT, FltSgt@xxxxxxx writes:

>Hola
>
>On Monday morning the kid up the street who has been one of the fastest 
>vehicles on the street failed to slow down after it had snowed. ?Due to the speed 
>he lost control of the '89 Jeep and from 55 paces away he started a hard slide 
>into our '63 Le Baron, backwards. ?When I asked what happened ( duhhh ) he 
>stated that he was only going ?10, maybe 15 mph. ?( At such a slow speed this was 
>able to knock the Le Baron over six feet backward into the neighbors parked 
>'78 F150 long bed. ?The 'Le Baron-F 150 package then went another foot before 
>stopping. )
>
>Yesterday ( 30 Nov '04 ) when the American Family Insurance rep called it was 
>in her second paragraph that she used the words of "just total the car out". ?
>When I told her that was not going to happen, she then said they would send 
>out a person to "take a look at the damage".
>
>Today this guy calls and didn't have a clue of what it was that he was to 
>come and look at. ?But he did use the same " total it out phrase". ( It must be a 
>cheap way for the insurance company to get out of paying for speedy up the 
>street. ) ?After some time clueless calls back and wants to know which engine 
>did I have in the car. ?" ... a 413, which was the only engine for the car" I 
>replied. ?Clueless then said, " ... and how many cylinders does this engine have 
>?" ?I started to laugh but since I was in the mountains the cell phone went 
>dead. ?
>
>After a couple of minutes clueless calls back and wants to know why the door 
>panels are off. ?I had to let him know that I had taken them off for restro 
>reasons. ?This time he wanted to know if there was a place for parts for the 
>car. ?I told him about the Neb and Calif connections. ?Then clueless asked for 
>their numbers. ?He said that he would get back to me when he found out the value 
>of a '63 Le Baron. ?
>
>I'm so glad that I went in the house and took pictures while the skid marks 
>were fresh on the snow.
>
>I told the local NAPA what had happened and they called my Gla Blue Le Baron 
>"...a cream puff". ?I liked that. ?They also said they would gladly print out 
>every item that I have purchased whenever I thought the car needed that part.
>
>MY VINTAGE AIRSTREAM SONG
>
>Oh Lord, ?won't you buy me a Vintage Airstream.
>My nieghbors have a Ford truck, ?but that is not my dream.
>I'll use a Coachworks Le Baron, ?with a big four thirteen.
>Oh Lord, ?won't you buy me a Vintage Airstream.
>
>Oh Lord, ?won't you buy me a Byam beret.
>My friends all wear stetsons,
>But that is not my way.
>Please show that you love me,
>And buy one today.
>Oh Lord, ?won't you buy me a Byam beret.
>
>Oh Lord, ?won't you buy me an aluminum trailer.
>My friends all drive new RV's, ?but that's a poor spent dollar.
>I'll work hard with my buffer to make it look cleaner.
>Oh Lord, ?won't you buy me an aluminum trailer.
>
>Oh Lord, ?won't you buy me a new sewer hose.
>My old one is broken, ?my wife's holding her nose.
>I need a brand new one, ?so I won't stain my clothes.
>Oh Lord, ?won't you buy me a new sewer hose.
>
>Oh Lord, ?won't you buy me a Vintage Airstream.
>My nieghbors have a Ford truck, ?but that's not my dream.
>I'll use a Coachworks Le Baron, ?with a big four thirteen.
>Oh Lord, ?won't you buy me a Vintage Airstream.
>
>
> ? ? ? ? ? Rodger & Gabby
> ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? Colo Spgs
>
>'47 De Soto Custom w/Fluid Drive & passenger door mounted swamp cooler
>'63 Le Baron w/F-Sweep trunk lid & std A/C
>'66 Le Baron w/dual A/C & reverbed AM/FM
>'70 Overlander - InterNational
>'77 D150 w/360, NP 4 Spd, 12 Bolt Axle, OEM Buckets & etc
>
>
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