Re: Insurance

[chymar01@xxxxxxxxxxx]

Interesting. A few years ago, maybe five, I asked my SF agent in VA about classic coverage and she said SF did not offer it. 

Mark 

----- Original Message ----- 
From: "scott mcmanus" <mcmanus2301@xxxxxxx> 
To: 1962to1965mopars@xxxxxxxxxx 
Sent: Tuesday, February 3, 2009 4:48:12 PM GMT -05:00 US/Canada Eastern 
Subject: Re: Insurance 



I thought I would chime in on this subject. I am a State Farm agent of 19 
years here in Louisiana. We offer an antique/classic auto policy. I thought 
I would get some more info on the subject and post it. With State Farm here 
in LA (I have to mention that because some states vary), The main difference 
between a standard auto policy and the antique/classic one is that the 
standard policy is paid on an actual cash value (market value) and the 
antique/classic policy pays for a total loss under "agreed value". 

I made some calls this morning to our underwriters and adjusters. I learned 
that State Farm personnel are very knowledgeable at regular auto insurance 
but are learning the classic car insurance. So I went straight to a coverage 
brochure to find out what our coverage is. Here is a paragraph from the 
brochure: 

"When you insure your antique or classic car with us, you and State Farm 
will agree on the value of the car. If the car experiences a total covered 
loss, we will pay this agreed upon value, rather than the actual cash value of 
the car." 

I have a '70 LS6 Chevelle (don't shoot me!) insured for 75,000. Premium is 
400.00 per year for 'full' coverage with high limits of coverages. I can drive 
it for pleasure reasons occasionally and it doesn't have to be garaged with 
an alarm system. 

I thought I'd let you guys know about the coverage since I'm sure a lot of 
you have State Farm for your cars and home. You may want to check with your 
agent and get a quote. 

Scott 
**************Stay up to date on the latest news - from sports scores to 
stocks and so much more. (http://aol.com?ncid=emlcntaolcom00000022) 

[Non-text portions of this message have been removed] 


---- 
Please address private mail -- mail of interest to only one person -- directly to that person. I.e., send parts/car transactions and negotiations as well as other personal messages only to the intended recipient, not to the Clubhouse public address. This practice will protect your privacy, reduce the total volume of mail and fine tune the content signal to Mopar topic. Thanks! 

'62 to '65 Mopar Clubhouse Discussion Guidelines: 
http://www.1962to1965mopar.ornocar.org/mletiq.html. 



[Non-text portions of this message have been removed]


----
Please address private mail -- mail of interest to only one person -- directly to that person.  I.e., send parts/car transactions and negotiations as well as other personal messages only to the intended recipient, not to the Clubhouse public address. This practice will protect your privacy, reduce the total volume of mail and fine tune the content signal to Mopar topic.  Thanks!

'62 to '65 Mopar Clubhouse Discussion Guidelines:
http://www.1962to1965mopar.ornocar.org/mletiq.html.