RE: insurance

[Doug Jacobsma <big_jake57@xxxxxxxxxxx>]

My car is insured through my regular auto insurer also, but I have mine as an "agreed" value.  I set the value of the car, and they agreed to it.  Limitations are that it is in a locked garage, and not a daily driver.  I think the big thing with any insurer is to get the "agreed" value policy.  Otherwise you will end up fighting with someone that has no idea what a "special" car is worth.

Jake
'63 Sport Fury 'vert






> To: 1962to1965mopars@xxxxxxxxxx
> From: rlkinsley@xxxxxxxxx
> Subject: RE: insurance
> Date: Wed, 23 Dec 2009 03:36:25 +0000
> 
> 
> My car is insured with State Farm along with my others. It is classed as 
> a classic and has the limitation that it's not for driving to work on a 
> regular basis. No problem there as I don't work :-) It only costs me 
> $120 a year and the coverage is basically the same as the others. The 
> agreed value was $5000 but I doubt I'd ever get it out of them as my 
> step-son had his rat rod '64 Tempest totalled by a guy who ran a red 
> light and he only got $1500 although the engine/trans was worth about 
> $8000. I can get it appraised and get a more reasonable and hopefully 
> enforceable value set up. I'm just an excellent procrastinator.
> 
> Rich Kinsley '64 Dodge Polara 4dr 318poly w/goodies
> =====================================================================
> Steve Charette wrote:
>> 
>> On my car, AAA charges about $450 for the year for PL & PD.  I can get 
>> full
>> coverage with agreed value from Haggarty for roughly the same money (I 
>> have
>> an 18 year old driver in the house).  They asked for pictures and a
>> description of the modifications (no, really, it came like this!).  Bear 
>> in
>> mind that in Michigan we pay a "Statutory Assessment" (uninsured 
>> motorist
>> fund) of $128 each year, on each car, no matter how many you have 
>> registered
>> or insured (included in prices quoted above).
>> 
>> -----Original Message-----
>> From: 62pluckedchicken@xxxxxxxxx [mailto:62pluckedchicken@xxxxxxxxx] 
>> Sent: Tuesday, December 22, 2009 9:20 PM
>> To: 1962to1965mopars@xxxxxxxxxx
>> Subject: RE: insurance
>> 
>> 
>> Is it really nessasary to carry a seperate policy?  My car is insured
>> through my regular car insurance.. they took pictures, asked me how much 
>> my
>> car was worth, sent the info to the main office, they approved, and 
>> ta-da I
>> was insured.
>> 
>> they said If I wanted to insure for more, I need to get my car 
>> apprasied,
>> and they'll accept a qulified aprasial as to what my car is worth.
>> 
>> Jack Cheek wrote:
>>> 
>>> 
>>> hi all
>>> 
>>> what is hargerty's policy about driven--miles per yr.i need to get 
>>> some for my cars.
>>> will they insure them if they are not road worthy yet. what about 
>>> fire&theft that kind of stuff.
>>> thanks jack
>>> 63 dodge polara 500 446 with max wedge top end
>>> 65 dodge coronet 440 convertible 360ci
>>> 
>>> ----- Original Message -----
>>> From: greg solecki <gsolecki@xxxxxxxxx>
>>> Date: Tuesday, December 22, 2009 19:49
>>> Subject: Re: insurance
>>> To: 1962to1965mopars@xxxxxxxxxx
>>> 
>>>> Hi,I live in NJ and have American Collectors and they never asked me 
>>>> for proof.
>>>> 
>>>>      greg
>>>> 
>>>> --- On Tue, 12/22/09, Ollie <satellite1965@xxxxxxxxxxx> wrote:
>>>> 
>>>>> From: Ollie <satellite1965@xxxxxxxxxxx>
>>>>> Subject: Re: insurance
>>>>> To: 1962to1965mopars@xxxxxxxxxx
>>>>> Date: Tuesday, December 22, 2009, 7:32 PM
>>>>> 
>>>>> Not in Mississippi..I have Hagerty Ollie
>>>>> ----- Original Message ----- From: <chymar01@xxxxxxxxxxx>
>>>>> To: <1962to1965mopars@xxxxxxxxxx>
>>>>> Sent: Tuesday, December 22, 2009 5:33 PM
>>>>> Subject: Re: insurance
>>>>> 
>>>>> 
>>>>>> 
>>>>>> 
>>>>>> Does Hagerty require proof of a regular auto policy to
>>>>> make sure you're not using the car as transportation? I had that 
>>>>> issue with American Collector here in NJ.
>>>>>> 
>>>>>> 
>>>>>> ----- Original Message ----- From: "Merwin Wrisley"
>>>>> <vulcan@xxxxxxxxxxxxx>
>>>>>> To: 1962to1965mopars@xxxxxxxxxx
>>>>>> Sent: Tuesday, December 22, 2009 10:29:31 AM GMT
>>>>> -05:00 US/Canada Eastern
>>>>>> Subject: insurance
>>>>>> 
>>>>>> 
>>>>>> 
>>>>>> Haggerty covers my Coronet for $211.00 a year, full
>>>>> coverage. Insured for 15 thousand..........Warren, Kaleva, Mi.
>>>>>> [Non-text portions of this message have been removed]
>>>>>> 
>>>>>> 
>>>>>> ---- Please address private mail -- mail of interest
>>>>> to only one person --  directly to that person. I.e., send 
>>>>> parts/car transactions and negotiations as well as other personal 
>>>>> messages only to the intended recipient, not to the Clubhouse 
>>>>> public address. This practice will protect your privacy, reduce 
>>>>> the total volume of mail and fine tune the content signal to Mopar 
>>>>> topic. Thanks!
>>>>>> 
>>>>>> 1962 to 1965 Mopar Clubhouse Discussion Guidelines:
>>>>>> http://www.1962to1965mopar.ornocar.org/mletiq.html and
>>>>> http://www.1962to1965mopar.ornocar.com/general_disclaimer.html.
>>>>>> 
>>>>>> 
>>>>>> 
>>>>>> [Non-text portions of this message have been removed]
>>>>>> 
>>>>>> 
>>>>>> ----
>>>>>> Please address private mail -- mail of interest to
>>>>> only one person --  directly to that person. 
>>>>> I.e., send parts/car transactions and negotiations as well as 
>>>>> other personal messages only to the intended recipient, not to the 
>>>>> Clubhouse public address. This practice will protect your privacy, 
>>>>> reduce the total volume of mail and fine tune the content signal 
>>>>> to Mopar topic.  Thanks!
>>>>>> 
>>>>>> 1962 to 1965 Mopar Clubhouse Discussion Guidelines:
>>>>>> http://www.1962to1965mopar.ornocar.org/mletiq.html and
>>>>> http://www.1962to1965mopar.ornocar.com/general_disclaimer.html.
>>>>>> 
>>>>>> 
>>>>> 
>>>>> 
>>>>> ----
>>>>> Please address private mail -- mail of interest to only one person 
>>>>> -- directly to that person.  I.e., send parts/car transactions and 
>>>>> negotiations as well as other personal messages only to the 
>>>>> intended recipient, not to the Clubhouse public address. This 
>>>>> practice will protect your privacy, reduce the total volume of 
>>>>> mail and fine tune the content signal to Mopar topic.  Thanks!
>>>>> 
>>>>> 1962 to 1965 Mopar Clubhouse Discussion Guidelines:
>>>>> http://www.1962to1965mopar.ornocar.org/mletiq.html and
>>>>> http://www.1962to1965mopar.orn---------------------------------
>>>> -------
>>>>> 
>>>>> 
>>>>> 
>>>> 
>>>> 
>>>>       
>>>> 
>>> 
>>> --
>>> [Non-text portions of this message have been removed]
>>> 
>> 
>> 
>> ----
>> Please address private mail -- mail of interest to only one person --
>> directly to that person.  I.e., send parts/car transactions and 
>> negotiations
>> as well as other personal messages only to the intended recipient, not 
>> to
>> the Clubhouse public address. This practice will protect your privacy,
>> reduce the total volume of mail and fine tune the content signal to 
>> Mopar
>> topic.  Thanks!
>> 
>> 1962 to 1965 Mopar Clubhouse Discussion Guidelines:
>> http://www.1962to1965mopar.ornocar.org/mletiq.html and
>> http://www.1962to1965mopar.ornocar.com/general_disclaimer.html. 
>> 
> 
> 
> 
> Rich Kinsley '64 Dodge Polara 4dr 318poly w/goodies
> 
> 
> ----
> Please address private mail -- mail of interest to only one person -- directly to that person.  I.e., send parts/car transactions and negotiations as well as other personal messages only to the intended recipient, not to the Clubhouse public address. This practice will protect your privacy, reduce the total volume of mail and fine tune the content signal to Mopar topic.  Thanks!
> 
> 1962 to 1965 Mopar Clubhouse Discussion Guidelines:
> http://www.1962to1965mopar.ornocar.org/mletiq.html and http://www.1962to1965mopar.ornocar.com/general_disclaimer.html. 
> 
 		 	   		  
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----
Please address private mail -- mail of interest to only one person -- directly to that person.  I.e., send parts/car transactions and negotiations as well as other personal messages only to the intended recipient, not to the Clubhouse public address. This practice will protect your privacy, reduce the total volume of mail and fine tune the content signal to Mopar topic.  Thanks!

1962 to 1965 Mopar Clubhouse Discussion Guidelines:
http://www.1962to1965mopar.ornocar.org/mletiq.html and http://www.1962to1965mopar.ornocar.com/general_disclaimer.html. 

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