RE: Sad day for the mopar world.

[Earl Helm <earlh@xxxxxxxxxxxxxx>]

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Ben,

Dave is giving you some good advice. I would caution you on one issue 
in some states. When you buy a car back from an insurance company that 
has been totaled, then it becomes a "Salvage" title. This can be a stigma 
when trying to sell the car in the future. No bank or lending institution
will 
loan money on a Salvage title car. Just something else to keep in the back 
of your mind.

Earl

Ben -

    The first thing you need to do is put together some information you can
use to argue with his insurance company.
1. How much money you've got into the car 2. How much it would cost today to
replace your car with one exactly like it (start clipping ads from the
autotrader, look it up in a price guide, etc).

That way when they say they'll give you $600 to total it, you can set the
magazine in front of them and tell them to find another one for $600. If
they still total it (but now for more money), you can buy it back for next
to nothing and not be nearly as screwed as if you'd settled up front.

Dave Casey

----- Original Message -----
From: "Ben Jr. Morgan" <polara_hotrods@xxxxxxx>
To: "moparwebsite" <1962to1965mopars@xxxxxxxxxx>
Sent: Monday, September 26, 2005 10:40 PM
Subject: Sad day for the mopar world.


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Well, The Beast was wrecked today in the high school parking lot where I 
always figured it'd get it. I was pulling into a parking spot to my right 
and a truck that was stopped past the parking spot going the same way I was 
backed into me with excessive speed. The right front fender, hood, grill and

everything but the bumper are all gone and mangled. The driver's door does 
not open, and I had to pull the fender out of my tire to drive it home. 
Needless to say I'm suspended for what I did to the driver of the other 
vehicle and my foot is nice and bruised from kicking his truck for being an 
utter hick.
I got an estimate at $1653.95 for repairs, the frame is not bent. There is 
talk of totaling the car, though it is fixable. Any suggestions as to 
preventing this please come forward, I'm not gonna get much for it if I 
total it and buy it back. Thanks for any support, I love my car.Get more 
from the Web.  FREE MSN Explorer download : http://explorer.msn.com

[Non-text portions of this message have been removed]

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----
Please address private mail -- mail of interest to only one person --  
directly to that person.  I.e., send parts/car transactions and negotiations

as well as other personal messages only to the intended recipient, not to 
the Clubhouse public address. This practice will protect your privacy, 
reduce the total volume of mail and fine tune the content signal to Mopar 
topic.  Thanks!

'62 to '65 Mopar Clubhouse Discussion Guidelines:
http://www.1962to1965mopar.ornocar.org/mletiq.html.

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----
Please address private mail -- mail of interest to only one person --
directly to that person.  I.e., send parts/car transactions and negotiations
as well as other personal messages only to the intended recipient, not to
the Clubhouse public address. This practice will protect your privacy,
reduce the total volume of mail and fine tune the content signal to Mopar
topic.  Thanks!

'62 to '65 Mopar Clubhouse Discussion Guidelines:
http://www.1962to1965mopar.ornocar.org/mletiq.html. 

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----
Please address private mail -- mail of interest to only one person -- directly to that person.  I.e., send parts/car transactions and negotiations as well as other personal messages only to the intended recipient, not to the Clubhouse public address. This practice will protect your privacy, reduce the total volume of mail and fine tune the content signal to Mopar topic.  Thanks!

'62 to '65 Mopar Clubhouse Discussion Guidelines:
http://www.1962to1965mopar.ornocar.org/mletiq.html. 



bOyW3N.