[Chrysler300] Re: Collector Car Insurance

["Michael Reed" <mrreed@xxxxxxxxxxxxxx>]

It seems to me that the postings are getting away from, and going 
beyond, Tim's original concern. The issue isn't uninsured motorists, 
operational and non-op vehicles, etc. The issue, as I read Tim's 
posting, is the insurer providing proof of ownership information to 
the State.

Without going into a long discourse (which I did directly with a 
group member), suffice it to say that in my opinion:

1) -- it is the Insurer's responsibility to provide the State, where 
required by law, with proof of liability insurance for a particular 
vehicle. No more - nothing else!

2) - it is not the insurer's role, responsibility or function to 
provide proof of ownership information to the State! Period!

My 2¢ worth...

Mike

--- In Chrysler300@xxxxxxxxxxxxxxx, "Roger Schaaf" <obiwan10@xxxx> 
wrote:
> Seems to me that any small loss of privacy(also chances are that 
any
> information that you think is secret is already well known to 
anyone who may
> be interested) to further the aim of getting the uninsured 
miscreants off
> the road is worth it.  California has somewhat the same laws on 
registration
> and insurance but there is a cottage industry of insurance 
companies selling
> a policy, the auto owner registers his vehicle and then allows 
insurance to
> lapse.  I guess that no one has figured out in this day of 
computers and
> networks how to set up a system so that when one loses his 
insurance, the
> state's database cannot be set up to invalidate the registration 
of a
> vehicle.  Sounds like a good idea to me, but California's 
government is not
> known for good ideas.  I would carry it one step further and 
impound and
> sell any vehicle which is found to be on our streets without 
insurance, but
> again I guess this would logical.  Also the minimum liability 
insurance in
> our state(and probably yours) is way too low.  Many states are like
> 15,000--30,000--5,000 which pays not even close to what any 
serious accident
> can cost a victim.  By the way the 5,000 is for property damage.  
How many
> totaled automobiles can be replaced for 5,000?  I ride 
motorcycles.  How far
> will 15,000 go toward putting me back together?  It is for this 
reason that
> I carry extremely large coverage's on my motorcycles and cars--1 
million
> dollar liability which allows me to have 250,000 uninsured/under 
motorists.
> And of course in our great state we have a couple of million 
illegal aliens
> on our streets many of whom have no drivers license's, no 
insurance, and
> driving vehicles with the handling characteristics of a Wells Fargo
> stagecoach and driving skills to match.  But as is so often the 
case in
> California, draconian laws to enforce insurance requirements is 
looked as
> just another method to trounce on the rights of the downtrodden.  
To hell
> with those who are the victims of these miscreants.
> 
> Roger Schaaf
> 300 B, California
> ----- Original Message ----- 
> From: "Tim Tomlinson" <tomlin@xxxx>
> To: "Chrysler 300 club" <Chrysler300@xxxxxxxxxxxxxxx>
> Sent: Monday, February 07, 2005 6:22 PM
> Subject: [Chrysler300] Collector Car Insurance
> 
> 
> 
> Group,
> 1.  I don't wish to restart the lengthy discussion we had on 
collector car
> insurance from months ago.  I have a different tack to take on the 
subject.
> 2.  I have had Condon and Skelly for quite a few years.  This year 
as a
> condition of renewal, they are requiring that I provide a copy of 
the
> registration of each insured vehicle so they can contact my state, 
Illinois,
> in a timely manner to appraise the state of my insured status.  
Should I
> have insured vehicles that are not licensed for use on the road, I 
am to
> provide a copy of the Title for the same purpose.
> 3.  Now, Illinois, being fed up with all the uninsured drivers 
despite law
> requiring liability insurance, has a new law effective 1 Jan 05 
that you
> must present proof of insurance when you register or renew 
registration.
> 4.  Is Condon and Skelly being overly cautious?  Is there a danger 
in having
> this information "out there" and likely in an automated database?  
I do know
> that when I was stationed in Germany in the latter 70's the 
Secretary of
> State's office sent someone to verify that my previously licensed 
auto,
> which was not renewed and the plates were off, battery pulled, 
etc., was
> indeed "non-operational" since I didn't have a record with them of 
liability
> insurance.  Dad had to take them to the storage facility and 
unlock it to
> show them the car--which was inspected at length.
> 5.  I get goosey when folks start asking for information, which 
includes
> personal details, and will likely store such on automated data 
bases with so
> so security.  Does anyone know if this is the demands of the 
industry now???
> Thanks,
> Tim Tomlinson
> 2 X 300-K's
> 1 68 New Yorker
> 
> 
> [Non-text portions of this message have been removed]
> 
> 
> 
> 
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