I heartily recommend that you contact your agent and/or company regarding what your tow vehicle's insurance will cover regarding the towed items (trailer and cargo). This varies so much company to company and state to state that you must learn what is covered by YOUR company and what is allowable in YOUR state. Years ago we bought a tow vehicle of some age and had to carry collision in order to cover the horse trailer it was to tow. A few phone calls now will give you peace of mind, the knowledge you need and hopefully the coverage too. But get your answers in writing, as a previous writer suggested. Doesn't mean they won't try to wiggle out of it but hopefully you will have the noose to stop them. Elizabeth Wieland Kentucky ------------------------ Yahoo! Groups Sponsor --------------------~--> Yahoo! Autos. Everything you need to know about buying or selling a car. FREE Quotes, 360° Tours, Research, Blue Book, Compare Vehicles, Buy Used http://us.click.yahoo.com/kEZsdA/bwnGAA/YiGOAA/8LmulB/TM --------------------------------------------------------------------~-> To send a message to this group, send an email to: Chrysler300@xxxxxxxxxxxxxxx For list server instructions, go to http://www.chrysler300club.com/yahoolist/inst.htm Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/Chrysler300/ <*> To unsubscribe from this group, send an email to: Chrysler300-unsubscribe@xxxxxxxxxxxxxxx <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/