Have been reading the postings with great interest as I'm also about to purchase a car trailer ( more to use for hauling parts car's vs. my nice ones). I'm looking at a 20ft, open, trailer with a steel deck, dual 3500lb axles with electric brakes on all four wheels. Price new around $2k Will let everyone know how it looks when I see it. Only thing I've used to tow anything has been my 98 Dakota, 318, er ah I mean 5.2L It's a 5spd manual with a 3.91 rear axle ratio. I had rented a tow dolly to bring a C-body from California home to Arizona and it pulled that car up and over the mountains with ease. Although I was warned against towing with a "small" pickup, the electric brakes on the dolly stopped it all with ease. I often found myself travelling way to fast to be safe and had to remember I had 5000lbs or so pushing me from behind. I've got a friend with a 97 Dakota with 5.2L and 5speed and he confirms its a much better towing rig than his 99 Durango with the 360, or 5.9L As for insurance... whatever policy type you've got you've got to refer to it for any questions of coverage. Refer to sections titled something like " your covered auto" and then most importantly the "exclusions" section. This is where you'll find all the ways the insurer lists their way out. Whether it be a "speed contest" or "timed event" ( watch out for those vague definitions and never make assumptions ) you'll find your answers right in your policy. Any questionable definitions should prompt you to make an inquiry and get a response in writing. E-mail is great for quick turnaround time. NEVER EVER take for granted what your agent tells you. He is not a claims expert and your fate is determined by the claims department. Should a loss occur and not be covered and you have a written indication from your agent to the contrary you can always make a claim under his E&O (errors & omissions) policy. Most agents don't even want the average customer to know this type of coverage exists to cover them for screw ups. Take it from someone with over a dozen years with all aspects of claims handling for a large insurer and now working on the collision side of the industry... just when you think you've seen it all along comes another atrocity commited by some large company. In the last six months I've seen an insurer tell my customer that they arent going to cover the damages to her vehicle because the driver wasnt listed on the policy... fine... but the vehicle was stolen. The police recovered it and the theif and the exclusion in her policy states there's no coverage if a driver isnt listed. The thief wasnt listed as a driver Crazy huh? It's going to litigation. Another company recently declared that if a customer wants to get paid for their total loss the customer must provide and or pay for the tow truck to deliver the car to the insurer. They no longer will send their salvage company to get it. Obscene customer service in my book. A customer of mine was smart enough to take out a custom equipment endorsement with his insurance company in the amount of almost $10k for custom bodywork and paint etc to his late model rice-burner. They sold him the endorsement based on receipts he provided for the custom work on his car. Smart huh? Base value of his car was around $12k, add to that the value of the endorsement and he's got what he thought was full coverage for his $20k investment. The insurance company has told him that the type of endorsement they sold him doesnt afford coverage in the event of a total loss and has told him his car isnt even worth as much as a stock vehicle since there's no "market" value and it would be harder to sell because there's less of an audience interested in purchasing it. Oh well... more money for the lawyers. Long story short... when it comes to insurance don't trust you pride and joy to what someone tells you they think is covered. Ask specific questions and get answers in writing, Documentation is essential, including photos and receipts. Learn the difference between "stated amount" and " agreed value". For high dollar cars get an appraisal or two at the completion of the restoration. Many of us have had our special cars insured for years with the same carrier. When was the last time you increased your covered amount of value. Prices are substantially higher now than 5 years ago. Be careful. Sorry for the long diatribe... hope it helps a few. Mike Laiserin [Non-text portions of this message have been removed] ------------------------ Yahoo! Groups Sponsor --------------------~--> Yahoo! Autos. Everything you need to know about buying or selling a car. FREE Quotes, 360° Tours, Research, Blue Book, Compare Vehicles, Buy Used http://us.click.yahoo.com/kEZsdA/bwnGAA/YiGOAA/8LmulB/TM --------------------------------------------------------------------~-> To send a message to this group, send an email to: Chrysler300@xxxxxxxxxxxxxxx For list server instructions, go to http://www.chrysler300club.com/yahoolist/inst.htm Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/Chrysler300/ <*> To unsubscribe from this group, send an email to: Chrysler300-unsubscribe@xxxxxxxxxxxxxxx <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/