Anyone interested in looking into AAA, here is what I pay and for what coverage with them.
I insure all collector cars for $500,000 bodily injury, $100,000 for property damage. Medical $5,000 each person, Uninsured motorist $30,000 each person/$60,000 each accident.
Deductible: Comprehensive - $250
Collision - $500
The values on the cars are: '56 Ddge - $14,000,
300F - $45,000
'66 300 - $25,000.
Note that I get discounts for:
Multi-policy (Collector car/standard auto)
Multi-policy (Collector car/Homeowner)
Multi-vehicle
20% for good driver
Mature driver (via 1-day course taken at AAA offices)
Garage parking
Car club
AAA also offers discounts for anti-theft device and garage parking - fire and theft protection which I do not have.
My premium is $327/year.
The 300 Club Int'l is now a registered club with the AAA due to my presenting evidence that we have over 100 members.
Dan Reitz
Northridge, CA