Re: IML: Declared Value insurance -

I also have Hagerty on my 77 Dodge 440 van, insured for 8k, however there are restrictions on use. About 1500 miles per year, mostly garage kept, no business use, no daily commute to work, for about $300 per year. Do others have the same restrictions? And how do some use their Imperials as "Daily Drivers"? Just wondering, Dave.

-------------- Original message --------------
From: "DR CHALLENGER" <drchallenger@xxxxxxxxxxx>

> JC Taylor refused to insure both my 73 dart AND 66 newport, said neither
> meet they requirement of being worth 6k, but Hagerty insures them both.
> Most of the classic carriers dont require an appraisal under 30k of value.
>
>
> >From: randalpark@xxxxxxx
> >>
> >Actually J.C. Taylor does exactly that. Maybe because I have been doing
> >business with them for 30 years without a single claim, and have over 15
> >cars on my policy, but they haven't questioned anything. I suspect that
> >they might want more documentation if a customer was asking for coverage on
> >a higher priced car. I valued my '60 Custom Sedan at $25,000 and that is
> >the highest of all that I have on the policy. Every couple of years they
> >ask me to review the numbers and make sure that they are still in line with
> >my expectations, but they also get paid more for every dollar of value
> >placed on the car. I have enjoyed a flawlessly executed business
> >relationship with them, and would recommend them to anyone.
> >
> >Paul W.
> >
> >
> >-----Original Message-----
> >From: DR CHALLENGER
> >To: mailing-list@xxxxxxxxxxxxxxxx
> >Sent: Mon, 1 Oct 2007 6:53 pm
> >Subject: Re: IML: Declared Value insurance -
> >
> >
> >no insurance company will insure for WHATEVER valve you choose, they have a
> >figure and if want higher you will need an apprasail showing your value.Â
> >Â
> >>From: YBSHORE@xxxxxxxÂ
> >>>Â
> >>Fellow Imperialist's:Â
> >>Â
> >>Kenyon, as usual, is right. There are several insurance companies thatÂ
> >>cater to our vintage needs. JC Taylor will insure YOUR car for
> >WHATEVERÂ
> >>value you choose [and based on existing condition of vehicle with
> >>pictures] andÂ
> >>you will pay as such.....that said, these companies understand how we
> >careÂ
> >>for our cars ( low mileage, limited driving , baby care ) and it is
> >taken >intoÂ
> >>heavy consideration....and if recollection serves, although I wish I
> >couldÂ
> >>carry more, my cars are all in the same 3+/2- condition and my '68 300
> >for >25KÂ
> >>with all the inherent collision, and personal injury to 250K, etc.,
> >-evenÂ
> >>windows- costs me about $170 here in Massachusetts and my '56 Imperial
> >>with 25KÂ
> & gt;>worth of coverage costs just about that as well, the '55 New Yorker is
> >20KÂ
> >>and $130 or so, these rates existing on vanity/antique platesÂ
> >>ONLY......according to my insurance agent, I can raise 'my stake'
> >anytime, >paying for theÂ
> >>privilege of course, but satisfied.......Â
> >>Â
> >Â
> >Â
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