Re: IML: Heads Up - Dead Beat Sellers and Refunds

[lillyvine <lillyvine@xxxxxxxxxxx>]

Hi Dale and List.. I did purchase a part on ebay and the seller was in 
Canada.. I never received the part and paid through pay pal . Pay pal 
gives 30 days to dispute it., but you wait at least 20 days or more for 
shipping, (outside the US could be longer) , so I believe you have a 
lot less time then 30 days to dispute the bum seller through pay pal. I 
got burned and pay pal was no help.. I thank you Dale and I will try 
the credit card company, and be more careful buying imperial parts over 
the internet...Bye for now., Mark and Lilly..
On Jan 7, 2005, at 8:17 AM, MNTwin1@xxxxxxx wrote:

> Drake et al,
> Drake presented an issue I hopefully can be of some assistance or 
> education.? I hate to see anyone get taken advantage of when 
> purchasing IMPERIAl parts... or taken advantage of at any time!
> ?
> It is wonderful that Paypal or ebay provide a 30 day period to dispute 
> transactions to help with these issues.? Everyone should also know 
> that there are banking regulations that provide consumers with 
> additional protection.? This compliance law is known as Regulation E 
> (for electronic transfers.)
> ?
> IF you have made a transaction using an electronic transfer (credit 
> card or debit card for example) you as the consumer of 60 days from 
> the time the transaction is shown on your statement to dispute the 
> transaction with your credit card bank.? You must provide evidence 
> that you have tried to resolve the dispute with the vendor or in 
> Drake's case, the seller.? IF you have done your part and cannot 
> resolve the issue, the bank is required to research the case and come 
> to a conclusion.? There are rules for providing you, the consumer, 
> provisional credit during the time the issue is being researched.? 
> Should the bank find in your favor, the provisional credit will be 
> permanent and the vendor will be charged for the reversal of the 
> transaction.? The process can be a little daunting (I have been 
> through it myself) but when it works it is satisfying to get your 
> money back from a dead beat!? My job is to audit compliance with 
> banking regulations so I hope this little webinar has been helpful.
> ?
> Yeah!? I got to contribute something!? :)
> ?
> Happy motoring!
> ?
> Dale
> 68 Crown Coupe



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