Re: Insurance thoughts (was Re: IML: costs in Mississippi, and request forinsurance specifics)

[dexteria2002@xxxxxxx]

Dear Mrs. Carter,
                      I just asked my stepfather how my Packard is 
insured and he replied that, like all our other cars (2005 Chevrolet 
Equinox, 1994 Jeep Cherokee, 2001 Mazda Tribute), the Packard is in a 
package deal that is lumped into the insurance on the house. Supposedly 
all I have is liability insurance, but I don't know about our other 
automobiles. Our insurer is Nationwide if that is any help... all I had 
to do to get the Packard insured was provide them with the VIN (I tried 
to explain to them that it doesn't really have a VIN, but they insisted 
on a number, so I just gave them the one off of the delivery placque). 
I hope this helps in some way?


Yours truly,


I.H.Dexter

1947 Packard Super Clipper

-----Original Message-----
From: Clint and Laurie Carter <imperialschooner@xxxxxxxxxxxx>
To: mailing-list@xxxxxxxxxxxxxxxx
Sent: Fri, 12 May 2006 09:12:01 -0700
Subject: Insurance thoughts (was Re: IML: costs in Mississippi, and 
request for insurance specifics)

 Michael, and others~

 When we bought our '65 Crown Coupe we insured it with State Farm. I 
was thrilled, because like Fred, the premium for an antique car was 
super low. Then the State Farm folks got the pictures of the car and 
decided it wasn't an antique, just old and the premium went up to 
$1300/year. Part of their reasoning was that the engine compartment was 
dirty and had not been repainted! Also, the car had not been restored. 
As I recall, State Farm did not have restrictions on storage or use, 
although there may have been a mileage cap.

 We were not happy campers and have not renewed the State Farm 
insurance. I would not recommend State Farm as I feel their definition 
of antique is screwy.

Laurie Carter
Ilwaco, WA USA
'65 Crown Coupe...his
'59 Crown...mine

 ----- Original Message ----- From: "Michael O. Mann" 
<mann340s@xxxxxxxxxxxxx>
To: "IML" <mailing-list@xxxxxxxxxxxxxxxx>
Sent: Friday, May 12, 2006 7:33 AM
 Subject: IML: costs in Mississippi, and request for insurance 
specifics

> All,
>
> I might have deleted too quickly, but haven't seen much specifics on
> restrictions with the antique/classic car insurance.
>
 > For those of you who have such, and are willing to give your 
thoughts, > what
 > restrictions are there from the insurance company regarding use and 
> storage?
> Covered, secure, heated??? What about mileage limitations? Would you
> recommend the company?


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