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It can limit miles and use. But then I only put on 1,000+ miles a year on each of the old cars on the policy – and every drive is pleasure or testing – so not limited to where I drive
it............. That’s physical pain and suffering – not mental........... ; ) From: 1962to1965mopars@xxxxxxxxxxxxxxxx [mailto:1962to1965mopars@xxxxxxxxxxxxxxxx]
On Behalf Of Scott Hinojos Liability costs me about $100/year. That said, I agree that collector car insurance is a hell of a deal. However, that's because it's so limited - I want to drive my car whenever and wherever I want.
I'd be shocked if the insurance company offers me some sort of pain-and-suffering payment. I guess I should impress upon them just how important the car is to me. It's like family to me...probably kind of unhealthy, really.
Thanks for the input, everyone! ~S~ On Oct 4, 2016 07:40, "Hall, Ricky L" <ricky.l.hall@xxxxxxxxxx> wrote: Collector car insurance agreed value $10,000 each for two rigs costs me $250 a year total. I bet the liability costs you
more than that for one car. The other insurance company will offer something for pain and suffering – you don’t have to take the first offer – counter
offer it.......... Part that baby out – all those little parts and pieces that easily shipped sell well on eBay. Craigs-List the bigger parts....... From:
1962to1965mopars@xxxxxxxxxxxxxxxx [mailto:1962to1965mopars@xxxxxxxxxxxxxxxx]
On Behalf Of Scott Hinojos Thank you all for your support and advice. I only have liability on the car, but was trying to find a policy that would allow me to use the car as my daily driver. I imagine that I'll get screwed by the insurance company, even if he has the same company
that I do. If I had the means, I'd just fix the car regardless of cost. It's not rational, but that's often how the car hobby goes. As some mentioned, our cars become like family.
After reviewing pictures of the scene, I see that there was a construction sign blocking the lane next to the other driver's lane. So, even if he still ran the light, one or both of us might have seen the other and avoided the crash. Almost never is there
just one factor in an accident, and that sign was probably the second biggest one, after the other driver's idiocy.
Now I'm faced with the likelihood that I'll never see my car in my driveway again, and worse, my car will end up in a junkyard, ultimately crushed or left to rot, even with so much left to give. I'd much rather see its parts go to saving another than to
see that. It was a truly great car. Scott --
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