Re: RIP 1964 300

Thank you, Bill. Thankfully, the police report and witness state that the other driver ignored the stop light. That doesn't put me out of the woods, but it's a good step.

I have actually been using the Hagerty tool, and I figure my car is a bit under "fair" condition by their definition, and probably worth about $2500-2800. That's my opinion, anyway. Hagerty puts a "fair" car at something like $4300.

Looking at my car in the towing company's yard, I'm kind of impressed with how the car did. Behind the firewall, there's essentially zero damage, other than the driver door is a little buckled at the top, but it closes and latches perfectly. Though, I don't want to think of how it would have gone down it the truck had hit me in the door. *shudder*

On Oct 4, 2016 08:21, "Bill M" <y1topbanana73@xxxxxxxxx> wrote:

Liability coverage typically doesn't pay for damage to your own car or costs associated with your own injuries from an accident that YOU CAUSE. The the other drivers insurance should cover damage to you and your vehicle...even if he only has liability as well. Make sure the cop noted or notes that it's HIS fault.

Then, go to the Hagerty valuation guide and assess the value of your vehicle. When his insurance company low balls you, high ball them back with the Hagerty info and photos of the car. If you're lucky, you can get a reasonable payout and replace her with a like vehicle AND keep the current one for parts!

Bill M
65 Coronet 500 'vert http://goo.gl/6xUS1
73 Dart Sport, 05 Ram 2500 CTD, 4WD, QC, LB, Laramie
12 Journey R/T, 14 Avenger R/T, 21 Model T Depot Hack

On Tue, Oct 4, 2016 at 8:40 AM, Hall, Ricky L <ricky.l.hall@xxxxxxxxxx> wrote:

Collector car insurance agreed value $10,000 each for two rigs costs me $250 a year total. I bet the liability costs you more than that for one car.

The other insurance company will offer something for pain and suffering – you don’t have to take the first offer – counter offer it..........

Part that baby out – all those little parts and pieces that easily shipped sell well on eBay. Craigs-List the bigger parts.......

From: 1962to1965mopars@googlegroups.com [mailto:1962to1965mopars@googlegroups.com] On Behalf Of Scott Hinojos
Sent: Tuesday, October 04, 2016 4:52 AM
To: 1962to1965mopars@googlegroups.com
Subject: Re: RIP 1964 300

Thank you all for your support and advice. I only have liability on the car, but was trying to find a policy that would allow me to use the car as my daily driver. I imagine that I'll get screwed by the insurance company, even if he has the same company that I do.

If I had the means, I'd just fix the car regardless of cost. It's not rational, but that's often how the car hobby goes. As some mentioned, our cars become like family.

After reviewing pictures of the scene, I see that there was a construction sign blocking the lane next to the other driver's lane. So, even if he still ran the light, one or both of us might have seen the other and avoided the crash. Almost never is there just one factor in an accident, and that sign was probably the second biggest one, after the other driver's idiocy.

Now I'm faced with the likelihood that I'll never see my car in my driveway again, and worse, my car will end up in a junkyard, ultimately crushed or left to rot, even with so much left to give. I'd much rather see its parts go to saving another than to see that.

It was a truly great car.

Scott

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