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Good point – if their fault they will cover medical expenses too. If they try to claim “no fault” accident – time for a lawyer............ Collector car insurance is too good a deal
not to have it on all our old cars.............. From: 1962to1965mopars@xxxxxxxxxxxxxxxx [mailto:1962to1965mopars@xxxxxxxxxxxxxxxx]
On Behalf Of Bill M Liability coverage typically doesn't pay for damage to your own car or costs associated with your own injuries from an accident that YOU CAUSE. The the other drivers insurance should cover damage
to you and your vehicle...even if he only has liability as well. Make sure the cop noted or notes that it's HIS fault. Then, go to the Hagerty valuation guide and assess the value of your vehicle. When his insurance company low balls you, high ball them back with the Hagerty info and photos of the car. If you're
lucky, you can get a reasonable payout and replace her with a like vehicle AND keep the current one for parts!
On Tue, Oct 4, 2016 at 8:40 AM, Hall, Ricky L <ricky.l.hall@xxxxxxxxxx> wrote: Collector car insurance agreed value $10,000 each for two rigs costs me $250 a year total. I bet the liability costs you
more than that for one car. The other insurance company will offer something for pain and suffering – you don’t have to take the first offer – counter
offer it.......... Part that baby out – all those little parts and pieces that easily shipped sell well on eBay. Craigs-List the bigger parts....... From:
1962to1965mopars@xxxxxxxxxxxxxxxx [mailto:1962to1965mopars@xxxxxxxxxxxxxxxx]
On Behalf Of Scott Hinojos Thank you all for your support and advice. I only have liability on the car, but was trying to find a policy that would allow me to use the car as my daily driver. I imagine that I'll get screwed by the insurance company, even if he has the same company
that I do. If I had the means, I'd just fix the car regardless of cost. It's not rational, but that's often how the car hobby goes. As some mentioned, our cars become like family.
After reviewing pictures of the scene, I see that there was a construction sign blocking the lane next to the other driver's lane. So, even if he still ran the light, one or both of us might have seen the other and avoided the crash. Almost never is there
just one factor in an accident, and that sign was probably the second biggest one, after the other driver's idiocy.
Now I'm faced with the likelihood that I'll never see my car in my driveway again, and worse, my car will end up in a junkyard, ultimately crushed or left to rot, even with so much left to give. I'd much rather see its parts go to saving another than to
see that. It was a truly great car. Scott --
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