Insurance companies can negotiate who is paying or they split it if several involved . Take it or leave it my case, ---unless suit, which I have no stomach or time for. My usual insurance was not active as car was not registered, ---did not get insurance for storage off site of my home. They (ins co) simply do not want to pay the real value for what they see as a 55 yo old car, no matter how much you try to prove it. Why agreed value is good. But the point is , the time to do this is before you try to collect. I proved 300F is worth xx, but they (appraiser) list a set of parts and labor to fix it , independent of 300F worth, (like a van or something) and say that is standard payout for new convert top , windshield, etc etc. Windshield header and top linkage damaged, try and find one….plus all electrics in dash. Many of our cars are unregistered and stored. What kind of insurance works? What if off your property? (re: homeowners extensions?) Club should bang this around, make a deal with somebody specializing in these cars, get bulk quotes, in storage or registered? It was one thing when they were worth 5-10k, another thing now; I bought one 300F convert for 150$ in late 60’s ; crazy. I do hope Albert does OK, but I bet he gets the same thing. Then it devolves to condition before it happened etc etc You get: “ Yes a perfect #1 is worth 100k, but this is a three, so 22k” Depressing business; my heart goes out to Albert. I know. Car is perfect now…new paint , top and interior. Thanks to lots of help from super good guy J-Y; try to be pragmatic, ---but not easy. John From: Jerry Lindsay [mailto:jerrylindsay300h@xxxxxxxxxxxxxxx] Sent: Monday, March 16, 2015 8:22 AM To: 'John Grady'; 'Albert Vannice' Cc: Chrysler300@xxxxxxxxxxxxxxx Subject: RE: [Chrysler300] Bad Luck Who was your insurance company? I hope not State Farm. Jerry Lindsay From: Chrysler300@xxxxxxxxxxxxxxx [mailto:Chrysler300@xxxxxxxxxxxxxxx] On Behalf Of John Grady jkg@xxxxxxxxxxxxxxxxx [Chrysler300] Sent: Monday, March 16, 2015 8:00 AM To: Albert Vannice Cc: Chrysler300@xxxxxxxxxxxxxxx Subject: Re: [Chrysler300] Bad Luck Dear Albert , i had this happen about 5 years ago , roof in rented space fell in on near perfect 300 F convert . Windshield and top destroyed , but even worse 100 ' s of gallonsof water into dash and seats . Insurance defaulted to building owner , not me . They only paid me 8000 . I should have fought more with lawyer , it cost 4x that and will never be what it was Brings up strategy to insure these cars . Valuable now . Car was not registered , another aspect . I read about agreed value ; rates ? A good 300f convert should be 100 k but they argue about how much is damage and a list of parts . You. Get screwed . On Mar 15, 2015, at 1:55 PM, "Albert Vannice mavche@xxxxxxxxxxxx [Chrysler300]"<Chrysler300-noreply@xxxxxxxxxxxxxxx> wrote: Hello 300 Group, I thought I would inform you about a disaster regarding my cars. Last week with the snow, rain and ice, the roof on my all-metal garage collapsed on the 10 cars I had stored there. That included my C300, 300E, 300F and 300J along with my '65 Formula S, '70 AAR Cuda, '78 Mercedes 450SLC, '78 Mercedes 450SLC 5.0, '83 Porsche 928 and '31 Model A Ford. All were damaged, some severely, and I am starting to go through the insurance claims process this week with State Farm. I've been insured with them since 1957, when I was 14 and had my Model A, and I've never filed a claim. I will keep you informed about State Farm's performance ( I may consider selling some of these cars(after their restoration) because I am now renting storage space). I know I will need windshields for the E convertible and the F and J hardtops, so any leads will be appreciated. The roof of the C300 was badly damaged and the roof of the F was dented hard (John would be very unhappy) and there was fender denting and scratching too. I don't see my 300E (or any of them) making the Macungie meet. Al Vannice From: Chrysler300@xxxxxxxxxxxxxxx [Chrysler300@xxxxxxxxxxxxxxx] on behalf of Tony Rinaldi awrdoc@xxxxxxxxx [Chrysler300] [Chrysler300-noreply@xxxxxxxxxxxxxxx] Sent: Sunday, March 15, 2015 12:29 PM To: finsruskw@xxxxxxxxxxxxxxx; Chrysler300@xxxxxxxxxxxxxxx Subject: [Chrysler300] What is the NEWEST 300 That Can Register at Macungie? 1979! You have been tested and Dave wins an all expense trip to IOWA! Macungie: Register now and often. Tony Sent from Yahoo Mail for iPhone <https://overview.mail.yahoo.com?.src=iOS> At Mar 15, 2015, 11:20:12 AM, 'David Schwandt' finsruskw@xxxxxxxxxxxxxxx [Chrysler300]Chrysler300-noreply@xxxxxxxxxxxxxxx'> wrote: Woooah... I think you mean NEWEST would be the '70 300! Geesh, had me thinking I was gonna have to bring Carolyn's white '08 Hemi C there for a minute!! Dave Schwandt From: Chrysler300@xxxxxxxxxxxxxxx [mailto:Chrysler300@xxxxxxxxxxxxxxx] On Behalf Of Tony Rinaldi awrdoc@xxxxxxxxx [Chrysler300] Sent: Sunday, March 15, 2015 9:07 AM To: Chrysler 300 Club Subject: [Chrysler300] Macungie Hi To All, Hotel Registrations start today. Register early and often. Limited Rooms! Breakfast included. Holiday Inn 866-460-7456 610-391-1000 Also, Please be advised that Macungie only allows vehicles more than 25 year old. This means that the oldest 300 that may be displayed is the 1979 Cordoba/300. Tony, Mark Tony B [Non-text portions of this message have been removed] [Non-text portions of this message have been removed] ------------------------------------ Posted by: "John Grady" <jkg@xxxxxxxxxxxxxxxxx> ------------------------------------ To send a message to this group, send an email to: Chrysler300@xxxxxxxxxxxxxxx To unsubscribe from this group, send an email to bob@xxxxxxxxxxxxx or go to https://groups.yahoo.com/neo/groups/all/manage/edit For list server instructions, go to http://www.chrysler300club.com/yahoolist/inst.htm For archives go to http://www.forwardlook.net/300-archive/search.htm#querylang ------------------------------------ Yahoo Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/Chrysler300/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/Chrysler300/join (Yahoo! 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