[Chrysler300] RE: Collector Car Insurance

["jennifer allyn" <gearhead.girl@xxxxxxxxxxx>]

They do not know that your vehicles are non-op or not.  It is a form letter.
They just want to do want they are now required by law.  The state could
care less and do not require proof of insurance on non-op vehicles. Condon
and Shelly don't know that it is no-op unless you show them your non-op
registration.  So their assumption is that they have to provide proof unless
told otherwise.  By providing your no-op cert. you are proving to them that
they don't need to provide proof to the State.  I have both non-op and
operational vehicles.  I am in a state that requires proof of insurance
every year.  I understand the process and I will tell you that big brother
could really care less.  The people pushing paper a behest of State
legislators just want to get their paper pushed with a minimum of fuss and
bother.  That is the reality.  

As for the wrong VINs, I was speaking of the insurance company records not
the State.  The insurance companies do have errors in THEIR records.  If
their insurance proof is incorrect, then the State will reject it.  And you
as the owner will have to contact your carrier to correct it and then take a
trip to the DMV.  
Jennifer Allyn

-----Original Message-----
From: Michael Reed [mailto:mrreed@xxxxxxxxxxxxxx] 
Sent: Tuesday, February 08, 2005 10:30 AM
To: gearhead.girl@xxxxxxxxxxx
Subject: Re: Collector Car Insurance


According to Tim's posting, Condon & Skelly wasn't demanding the 
registration so that they could be pro-active and head off erroneous 
VIN's at registration/relicensing time (note that they're requiring 
proof of VINs for unlicensed autos as well), but as they said, 
to "appraise the state of my insured status."

I doesn't appear to me that C & S's demands have anything to do w/ 
being proactive on the insured's behalf. And it is none of the 
State's business if I am insuring an unlicensed and undriven 
automobile.

Mike

The only instance of an incorrect VIN I've encountered in 50+ years 
was the State of Michigan's error, which resulted in the auto 
becoming "lost" in their computer system for some time...

--- In Chrysler300@xxxxxxxxxxxxxxx, "jennifer allyn" 
<gearhead.girl@xxxx> wrote:
> I was an insurance broker in California for many years.  We have 
had a
> mandatory insurance law for quite awhile.  You should have no 
operational
> vehicles insured for comp. only, no liability & no collision as 
there is no
> risk of collision or liability.  You do want comprehensive 
coverage for fire
> and theft.  Those are risks you run in owning any vehicle 
including one that
> does not go down the road.  You do not need to present your 
registration for
> vehicles that are not insured for liability and collision.  
> 
> Your registration could be held up if they DO NOT contact the 
state in a
> timely manner.  It is a service that they are providing for you.  
They are
> being pro-active and that saves you headache and it saves then 
headache to
> do it at renewal.  They just kick out of their computer insurance 
cards that
> go to the state and into your glove box at renewal.  The reason 
they want a
> copy of your registration is to ensure that the VIN is correct.  
It is quite
> easy to get a VIN wrong on an insurance card and then the state 
rejects it.
> 
> 
> You are not giving either any information that they don't already 
have.
> Both have your car's VIN and description, and your name and 
address on file.
> Jennifer Allyn
> 
> 
> -----Original Message-----
> From: Tim Tomlinson [mailto:tomlin@xxxx] 
> Sent: Monday, February 07, 2005 6:23 PM
> To: Chrysler 300 club
> Subject: [Chrysler300] Collector Car Insurance
> 
> 
> Group,
> 1.  I don't wish to restart the lengthy discussion we had on 
collector car
> insurance from months ago.  I have a different tack to take on the 
subject.
> 2.  I have had Condon and Skelly for quite a few years.  This year 
as a
> condition of renewal, they are requiring that I provide a copy of 
the
> registration of each insured vehicle so they can contact my state, 
Illinois,
> in a timely manner to appraise the state of my insured status.  
Should I
> have insured vehicles that are not licensed for use on the road, I 
am to
> provide a copy of the Title for the same purpose.
> 3.  Now, Illinois, being fed up with all the uninsured drivers 
despite law
> requiring liability insurance, has a new law effective 1 Jan 05 
that you
> must present proof of insurance when you register or renew 
registration.  
> 4.  Is Condon and Skelly being overly cautious?  Is there a danger 
in having
> this information "out there" and likely in an automated database?  
I do know
> that when I was stationed in Germany in the latter 70's the 
Secretary of
> State's office sent someone to verify that my previously licensed 
auto,
> which was not renewed and the plates were off, battery pulled, 
etc., was
> indeed "non-operational" since I didn't have a record with them of 
liability
> insurance.  Dad had to take them to the storage facility and 
unlock it to
> show them the car--which was inspected at length.
> 5.  I get goosey when folks start asking for information, which 
includes
> personal details, and will likely store such on automated data 
bases with so
> so security.  Does anyone know if this is the demands of the 
industry now???
> Thanks,
> Tim Tomlinson
> 2 X 300-K's
> 1 68 New Yorker
> 
> 
> [Non-text portions of this message have been removed]
> 
> 
> 
> 
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