I use Hagerty Insurance on my 300"s . I had one claim shortly after changing to Hagerty. I parked a hot riding lawnmower in the new polebarn behind the 300J & along side my wife's 1971 VW convt. . Minutes later as I sat in my easychair I herd a big boom. Smoke was comming out of the barn. I held a hose on the burning lawnmower & the 300J as best as I could until the fire dept. came . The J had melted taillight lens & bumperguards . The VW had damage to the top & sidepaint. All it took was a phone call & a polorid picture of the damage with a estimate & Hagerty paid the bill without any problems. 300Ly Herb from Mich. [Non-text portions of this message have been removed]