[Chrysler300] Digest Number 904
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[Chrysler300] Digest Number 904



There are 25 messages in this issue.

Topics in this digest:

      1. Insurance
           From: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
      2. Re: Insurance
           From: <fabe7445@xxxxxxxxxxxxx>
      3. Re: Insurance
           From: "langendorfer" <langendorfer@xxxxxxxxxxx>
      4. Insurance
           From: John Hertog <crossram@xxxxxxxxxxxxx>
      5. Insurance.
           From: Marshall R Larson <yelof@xxxxxxxx>
      6. Re: Insurance
           From: <smopar@xxxxxxxxxxxx>
      7. RE: Insurance
           From: Doug Warrener <dwarrener@xxxxxxxxxxxx>
      8. Re: Insurance
           From: "Terry Lynch" <terrytown@xxxxxxxxxxxxxx>
      9. 300C , D Cvt Top Latches 4 Sale
           From: "Jess" <jpmiklas@xxxxxxxxxxxxx>
     10. Re: Insurance
           From: Andy Mikonis <r41hp@xxxxxxxxx>
     11. Re: Insurance
           From: "Gloria Moon" <agmoon@xxxxxxxxx>
     12. RE: Insurance
           From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
     13. rE: iNSURANCE
           From: "jennifer allyn" <gearhead.girl@xxxxxxxxxxx>
     14. Re: RE: Insurance
           From: <smopar@xxxxxxxxxxxx>
     15. RE: RE: Insurance
           From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
     16. Re: Insurance
           From: moparted <moparted_70@xxxxxxxxx>
     17. Re: Insurance.
           From: moparted <moparted_70@xxxxxxxxx>
     18. Insurance
           From: "Park Waldrop" <pwald@xxxxxxxxxxxxxx>
     19. RE: RE: Insurance
           From: Doug Warrener <dwarrener@xxxxxxxxxxxx>
     20. 61 G bias ply tires ?
           From: DC300G@xxxxxxx
     21. RE: RE: Insurance
           From: "jennifer allyn" <gearhead.girl@xxxxxxxxxxx>
     22. those medallions
           From: Ben Meisner <meisnerinc@xxxxxxx>
     23. RE  300 Chrysler {INSURANCE}
           From: white300c@xxxxxxx
     24. Re: RE: Insurance
           From: " Brian & Kathy Frank" <Frank@xxxxxxxxxx>
     25. Insurance? Officer you mean I have to have insurance?
           From: "KELLY PIERCE" <jkrestor300@xxxxxxxxxxxx>


________________________________________________________________________
________________________________________________________________________

Message: 1
   Date: Wed, 25 Feb 2004 11:50:22 -0500
   From: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
Subject: Insurance

Fellow 300 enthusiasts,

This should start an extended discussion.

What is your experience with collector car insurance companies?  Who is 
good and who's not?  What are the options and riders that I should get?

Any information would be greatly appreciated.

300ly,

Mick Kreszock
PO Box 2191
Boone, NC
828 262 0393



________________________________________________________________________
________________________________________________________________________

Message: 2
   Date: Wed, 25 Feb 2004 12:08:41 -0500
   From: <fabe7445@xxxxxxxxxxxxx>
Subject: Re: Insurance


> Have had good luck with Condon & Skelly ( MetLife )
  so far.

  Jim Faber  S. Carolina

> From: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> Date: 2004/02/25 Wed AM 11:50:22 EST
> To: Chrysler300@xxxxxxxxxxxxxxx
> CC: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> Subject: [Chrysler300] Insurance
> 
> Fellow 300 enthusiasts,
> 
> This should start an extended discussion.
> 
> What is your experience with collector car insurance companies?  Who is 
> good and who's not?  What are the options and riders that I should get?
> 
> Any information would be greatly appreciated.
> 
> 300ly,
> 
> Mick Kreszock
> PO Box 2191
> Boone, NC
> 828 262 0393
> 
> 
> 
> 
> To send a message to this group, send an email to:
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to http://www.chrysler300club.com/yahoolist/inst.htm 
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 



________________________________________________________________________
________________________________________________________________________

Message: 3
   Date: Wed, 25 Feb 2004 12:13:44 -0500
   From: "langendorfer" <langendorfer@xxxxxxxxxxx>
Subject: Re: Insurance

Mick:

I have a policy from Grundy, underwritten by Mount Vernon Fire and have been
very pleased with their service. When a tree limb fell on my 300K last year,
denting the hood and top of the fender, they were very good about sending a
knowledgeable person out and paid the claim ASAP and did not "nickel and
dime" me concerning the repair costs.

They are also one of the very few collector-car insurance companies that
does the liability component in Massachusetts, so they must be committed to
the hobby (many companies will not do insurance here).

Keith


----- Original Message -----
From: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
To: <Chrysler300@xxxxxxxxxxxxxxx>
Cc: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
Sent: Wednesday, February 25, 2004 11:50 AM
Subject: [Chrysler300] Insurance


Fellow 300 enthusiasts,

This should start an extended discussion.

What is your experience with collector car insurance companies?  Who is
good and who's not?  What are the options and riders that I should get?

Any information would be greatly appreciated.

300ly,

Mick Kreszock
PO Box 2191
Boone, NC
828 262 0393




To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm
Yahoo! Groups Links







________________________________________________________________________
________________________________________________________________________

Message: 4
   Date: Wed, 25 Feb 2004 12:21:55 -0500
   From: John Hertog <crossram@xxxxxxxxxxxxx>
Subject: Insurance

> Have had good luck with Condon & Skelly ( MetLife )
  so far.  Jim Faber  S. Carolina


Ditto re: Condon and Skelly. Excellent friendly service. They paid without
complaint the full agreed value of the total loss of my beloved '62 300
(sigh!)  ;
they subsequently also renewed my policy with no increase in premium.
Condon and Skelly also has accepted some borderline/collectible cars to be
added to my policy  (80 Jag XJ6; 81 Imperial; three 86 +/- Subaru Brats; 83
Mazda RX7 ) . My only concern, with that company, is the annual mileage
limit of 2500 miles.  Yes, they will grant a mileage waiver in specific
instances, upon written request - for instance, if attending a cross-country
meet.  But, better be careful to keep the mileage under 2500  in other
instances !

John Hertog
Sag Harbor NY





________________________________________________________________________
________________________________________________________________________

Message: 5
   Date: Wed, 25 Feb 2004 11:55:41 -0600
   From: Marshall R Larson <yelof@xxxxxxxx>
Subject: Insurance.

I have used State Farm for about 15 years.  I carry a standard policy on
each of the vehicles with an agreed value.  I suspend everything except
comprehensive while the cars are in storage.  Whenever I wish to use one
of my cars, I email my agent and indicate the time frame of the usage ie.
a weekend or a week etc.  If something happens while on the road
(happened one time) I inform my agent, full coverage is reinstated, and
then I file a claim.  If something happens while in storage (happened
twice) the existing comprehensive covers it.  The cost of comprehensive
has so far been more economical than using one full coverage policy to
insure my cars.  Modified cars are also accepted.  
Each car has its own policy but I find it is a minor inconvenience.

Minnesota Marshall

________________________________________________________________
The best thing to hit the Internet in years - Juno SpeedBand!
Surf the Web up to FIVE TIMES FASTER!
Only $14.95/ month - visit www.juno.com to sign up today!


________________________________________________________________________
________________________________________________________________________

Message: 6
   Date: Wed, 25 Feb 2004 13:35:56 -0500
   From: <smopar@xxxxxxxxxxxx>
Subject: Re: Insurance


> I had Condon & Skelly for about 25 years.  But when my collection got out of the bounds of my 8 car garage, I decided I needed to check with them on still insuring my collector cars that were not in a garage generally, but rather under a cover in my back yard or under a carport.  Despite never having a claim with them in 25 years and despite all cars being in a secure area and covered (but not all in a strict garage - a carport won't even do), they flatly refused to even consider insuring them.  I called probably every collector car insurance company I could find, and none would even consider me with one exception:  Grundy Worldwide.  They were willing to insure all of them based on the facts of my situation.  I was actually surprised at how rude and matter of fact the person at Condon & Skelly was when I discussed this with them.  They didn't care about my past record at all and wouldn't bend one inch.  I still haven't had a claim, thankfully, but the treatment and consideration given to me by Grundy makes them my only choice.
Steve Albu  

 > From: John Hertog <crossram@xxxxxxxxxxxxx>
> Date: 2004/02/25 Wed PM 12:21:55 EST
> To: fabe7445@xxxxxxxxxxxxx,  "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>, 
>  Chrysler300@xxxxxxxxxxxxxxx
> CC: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> Subject: [Chrysler300] Insurance
> 
> > Have had good luck with Condon & Skelly ( MetLife )
>   so far.  Jim Faber  S. Carolina
> 
> 
> Ditto re: Condon and Skelly. Excellent friendly service. They paid without
> complaint the full agreed value of the total loss of my beloved '62 300
> (sigh!)  ;
> they subsequently also renewed my policy with no increase in premium.
> Condon and Skelly also has accepted some borderline/collectible cars to be
> added to my policy  (80 Jag XJ6; 81 Imperial; three 86 +/- Subaru Brats; 83
> Mazda RX7 ) . My only concern, with that company, is the annual mileage
> limit of 2500 miles.  Yes, they will grant a mileage waiver in specific
> instances, upon written request - for instance, if attending a cross-country
> meet.  But, better be careful to keep the mileage under 2500  in other
> instances !
> 
> John Hertog
> Sag Harbor NY
> 
> 
> 
> 
> 
> To send a message to this group, send an email to:
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to http://www.chrysler300club.com/yahoolist/inst.htm 
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 



________________________________________________________________________
________________________________________________________________________

Message: 7
   Date: Wed, 25 Feb 2004 10:51:32 -0800
   From: Doug Warrener <dwarrener@xxxxxxxxxxxx>
Subject: RE: Insurance

Mick, I live in "Litigation California" and therefore have an umbrella
policy with extended liability coverage. To get my H covered for this
extended liability, I must have it insured with the same company but they
will not cover the collector value of my car. I therefore have a "bare
bones" policy with Hagerty that allows me to drive up to 2000 or 2500 miles
per year.  Doug Warrener 

-----Original Message-----
From: Charles M. Kreszock [mailto:kreszockcm@xxxxxxxxxxxx] 
Sent: Wednesday, February 25, 2004 8:50 AM
To: Chrysler300@xxxxxxxxxxxxxxx
Cc: Charles M. Kreszock
Subject: [Chrysler300] Insurance


Fellow 300 enthusiasts,

This should start an extended discussion.

What is your experience with collector car insurance companies?  Who is 
good and who's not?  What are the options and riders that I should get?

Any information would be greatly appreciated.

300ly,

Mick Kreszock
PO Box 2191
Boone, NC
828 262 0393




To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm 
Yahoo! Groups Links



 


________________________________________________________________________
________________________________________________________________________

Message: 8
   Date: Wed, 25 Feb 2004 14:00:12 -0500
   From: "Terry Lynch" <terrytown@xxxxxxxxxxxxxx>
Subject: Re: Insurance

The trouble that I'm having is finding a company who wants to write me a
policy that allows more than just driving to shows, etc. I recently acquired
a '62 Dodge D100 and my long time carrier (USAA) informed me that they will
only write a liability policy. They will not write a policy for comp &
collision on vehicles older that 20 years. My '64 300 is currently fully
insured with them, so maybe it was grandfathered in since their new
guidelines?

I called a whole slew of the 'Collector Car' insurance companies and have
yet to find one who allows for;
- vehicles not kept in a locked garage
- vehicles driven in excess of 2000 or 3000 miles a year
- vehicles driven ocasionally or moderately for running errands, driving to
work, etc. In other words what I would call a 'daily driver'.

I like my old cars and while none of them are concours quality show cars,
they are in good condition and I want to be able to drive that dang things!

Does anybody know of a company who might have stated value type policys that
allow some daily driving, etc?

Thanks
Terry Lynch
St. Peteersburg, FL



________________________________________________________________________
________________________________________________________________________

Message: 9
   Date: Mon, 23 Feb 2004 11:19:22 -0500
   From: "Jess" <jpmiklas@xxxxxxxxxxxxx>
Subject: 300C , D Cvt Top Latches 4 Sale

Saw a decent pair of 300C etc. convertible top latches at the Chrysler Classic Swap Meet this weekend. They were "asking" $200.00 for the set. If interested, call
 GREAT LAKES MOPAR direct @ (616) 754-7295.

Jeff Miklas


[Non-text portions of this message have been removed]



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Message: 10
   Date: Wed, 25 Feb 2004 11:39:44 -0800 (PST)
   From: Andy Mikonis <r41hp@xxxxxxxxx>
Subject: Re: Insurance

I think you guys are sort of missing the point on the
requirements of these policies.  I see "us" a low-risk
group, therefore, accepting these guidelines allows us
to purchase rather inexpensive coverage from (some of)
these collector car specialists.  You can't have it
both ways.

Incidently, a large consideration of my choosing J.C.
Taylor for insurance was NO mileage limits, and
wording suffiently vague enough that if you had an
accident in the grocery store parking lot, they would
probably pay up.

But before you consider their services, they will not
pay if your car is damaged by the detonantion of a
nuclear weapon, or in a riot or other civil
insurrection. Really...

Andy Mikonis
Chicago, IL




> 
> I called a whole slew of the 'Collector Car'
> insurance companies and have
> yet to find one who allows for;
> - vehicles not kept in a locked garage
> - vehicles driven in excess of 2000 or 3000 miles a
> year
> - vehicles driven ocasionally or moderately for
> running errands, driving to
> work, etc. In other words what I would call a 'daily
> driver'.
> 


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Do you Yahoo!?
Yahoo! Mail SpamGuard - Read only the mail you want.
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________________________________________________________________________
________________________________________________________________________

Message: 11
   Date: Wed, 25 Feb 2004 15:12:40 -0500
   From: "Gloria Moon" <agmoon@xxxxxxxxx>
Subject: Re: Insurance

Hi Mick,

Old Cars Weekly magazine featured antique car insurance in the Vol. 33, No.
6, February 5, 2004 issue.  It explains what to look for in insurance - a
primer.  Maybe you can get it - check www.oldcarsweekly.com

We've always used JC Taylor.  No claims so we don't know how that part goes.
But all the switching around we've done with various vehicles (Did you know
a souped up 1972 Plymouth Scamp was a collector car?) has been hassle-free.
Oddly enough although they had an inside cover full ad in OCW, there was no
article about this company.  I'll be reading along with everyone else about
this topic.  JC Taylor never asks for odometer mileage.  In fact every year
we check a box that says - no change and send a check - not a big one
either.  Seems like all our changes occur during the year.

Allan & Gloria Moon



________________________________________________________________________
________________________________________________________________________

Message: 12
   Date: Wed, 25 Feb 2004 15:38:59 -0500
   From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
Subject: RE: Insurance

No collector car insurance will insure a car for daily driving. The reason
the rates are inexpensive is that the vehicles are not used for errands etc,
& they are garaged. Although it is certainly important to have adequate
coverage if your car is damaged or destroyed, the most important
consideration is that you have adequate liability & underinsurance
coverage.It doesn't do you much good to get full recompense for the damage
to your car from your insurer if your car is destroyed in an accident that
is your fault if you injure someone seriously & are faced with a  $1million
dollar judgment and you only have $25000 liability coverage. The best
solution is to have a basic policy & an umbrella policy which covers all
your vehicles, including the classic cars. My umbrella policy covers my
classic cars for only $10 each per year.
	Take this advice from a  good source, a personal injury lawyer.
Larry D'Aloise

---Original Message-----
From: Terry Lynch [mailto:terrytown@xxxxxxxxxxxxxx]
Sent: Wednesday, February 25, 2004 2:00 PM
To: Chrysler300@xxxxxxxxxxxxxxx; Charles M. Kreszock
Cc: Charles M. Kreszock
Subject: Re: [Chrysler300] Insurance


The trouble that I'm having is finding a company who wants to write me a
policy that allows more than just driving to shows, etc. I recently acquired
a '62 Dodge D100 and my long time carrier (USAA) informed me that they will
only write a liability policy. They will not write a policy for comp &
collision on vehicles older that 20 years. My '64 300 is currently fully
insured with them, so maybe it was grandfathered in since their new
guidelines?

I called a whole slew of the 'Collector Car' insurance companies and have
yet to find one who allows for;
- vehicles not kept in a locked garage
- vehicles driven in excess of 2000 or 3000 miles a year
- vehicles driven ocasionally or moderately for running errands, driving to
work, etc. In other words what I would call a 'daily driver'.

I like my old cars and while none of them are concours quality show cars,
they are in good condition and I want to be able to drive that dang things!

Does anybody know of a company who might have stated value type policys that
allow some daily driving, etc?

Thanks
Terry Lynch
St. Peteersburg, FL



To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm 
Yahoo! Groups Links



 


________________________________________________________________________
________________________________________________________________________

Message: 13
   Date: Wed, 25 Feb 2004 12:45:02 -0800
   From: "jennifer allyn" <gearhead.girl@xxxxxxxxxxx>
Subject: rE: iNSURANCE

Hey Group!

 

I was a commercial insurance broker for a dozen years so I have always been
a well informed insurance buyer.  When my car sat, I had JC Taylor and never
had a claim.  I drive all my collector cars more than 2500 a year and all to
places they say I shouldn't.   I switched to a major carrier.  I have had a
couple of minor claims over the years and have been very happy with my
standard carrier, Wawanesa Insurance in CA.   They asked me to have the car
inspected which I did.  The inspectors didn't know much but were willing to
take my word on things.  I also submitted a list of options and photos of
the car to keep in case of a claim.  I asked and received in writing how
they adjust an old car claim.  Apparently they go to auction prices and old
car pricing guides. (Which I feel both can run on the high side.)  I was
told that my knowledge and information would be taken into account.   My
photos are exceptional and the car is less so.I am confident that the
adjustor will see that my 3 is a 2.   When I had minor claims, they were
great about sending an adjustor with old car experience and I was very happy
with the claim settlement.  I have a 1950 Chevy, and two 1962 Chryslers
insured with all of them for less than $900---these are the daily drivers.
We have no other cars except our Eldo.   The 1955 Eldorado is insured for
comprehensive only and with American Collectors because it is stored waiting
for my lottery win so I can restore it.  

 

That is my two cents for the people who need more than collector
coverage.the ones who need driving coverage.   Document everything, send
photos and give them plenty of information for their files before you have
any claim.  Ask them how they adjust a vintage car claim.   They are
required my law "to make you whole" and their inexperience with the vintage
market tends to make you a bit more than whole with your input and help.  I
have also found from professional experience that the squeaky wheel gets the
claim grease.  If you have a claim, do research, present your findings and
be a pain the tail until it is resolved to your liking.  And don't sign a
release until it is to your liking!  The court system always favors the
insured and the insurance companies know that so they give up before it can
get to that point.  Be persistent!! 

 

Jennifer Allyn

California



[Non-text portions of this message have been removed]



________________________________________________________________________
________________________________________________________________________

Message: 14
   Date: Wed, 25 Feb 2004 15:54:14 -0500
   From: <smopar@xxxxxxxxxxxx>
Subject: Re: RE: Insurance


> Lawrence, your comments were interesting.  What company issues an umrella policy for all your vehicles, including the collector cars?  I assume you have additional comprehensive, etc coverage through a collector car insurance company as well then?
Steve Albu
> From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
> Date: 2004/02/25 Wed PM 03:38:59 EST
> To: 'Terry Lynch' <terrytown@xxxxxxxxxxxxxx>,  Chrysler300@xxxxxxxxxxxxxxx,  
> 	"Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> CC: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> Subject: RE: [Chrysler300] Insurance
> 
> No collector car insurance will insure a car for daily driving. The reason
> the rates are inexpensive is that the vehicles are not used for errands etc,
> & they are garaged. Although it is certainly important to have adequate
> coverage if your car is damaged or destroyed, the most important
> consideration is that you have adequate liability & underinsurance
> coverage.It doesn't do you much good to get full recompense for the damage
> to your car from your insurer if your car is destroyed in an accident that
> is your fault if you injure someone seriously & are faced with a  $1million
> dollar judgment and you only have $25000 liability coverage. The best
> solution is to have a basic policy & an umbrella policy which covers all
> your vehicles, including the classic cars. My umbrella policy covers my
> classic cars for only $10 each per year.
> 	Take this advice from a  good source, a personal injury lawyer.
> Larry D'Aloise
> 
> ---Original Message-----
> From: Terry Lynch [mailto:terrytown@xxxxxxxxxxxxxx]
> Sent: Wednesday, February 25, 2004 2:00 PM
> To: Chrysler300@xxxxxxxxxxxxxxx; Charles M. Kreszock
> Cc: Charles M. Kreszock
> Subject: Re: [Chrysler300] Insurance
> 
> 
> The trouble that I'm having is finding a company who wants to write me a
> policy that allows more than just driving to shows, etc. I recently acquired
> a '62 Dodge D100 and my long time carrier (USAA) informed me that they will
> only write a liability policy. They will not write a policy for comp &
> collision on vehicles older that 20 years. My '64 300 is currently fully
> insured with them, so maybe it was grandfathered in since their new
> guidelines?
> 
> I called a whole slew of the 'Collector Car' insurance companies and have
> yet to find one who allows for;
> - vehicles not kept in a locked garage
> - vehicles driven in excess of 2000 or 3000 miles a year
> - vehicles driven ocasionally or moderately for running errands, driving to
> work, etc. In other words what I would call a 'daily driver'.
> 
> I like my old cars and while none of them are concours quality show cars,
> they are in good condition and I want to be able to drive that dang things!
> 
> Does anybody know of a company who might have stated value type policys that
> allow some daily driving, etc?
> 
> Thanks
> Terry Lynch
> St. Peteersburg, FL
> 
> 
> 
> To send a message to this group, send an email to:
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to
> http://www.chrysler300club.com/yahoolist/inst.htm 
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 
> 
> To send a message to this group, send an email to:
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to http://www.chrysler300club.com/yahoolist/inst.htm 
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 



________________________________________________________________________
________________________________________________________________________

Message: 15
   Date: Wed, 25 Feb 2004 16:38:42 -0500
   From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
Subject: RE: RE: Insurance

Allstate. The coverage is for liability alone since the collector cars are
covered for collision, comprehensive etc by the collector car insurer,
Haggerty, as well as for PIP(no-fault) and basic liability coverage of
$300000 I believe. In order to get umbrella coverage, one needs to have
underlying liability coverage of a certain amount, which varies depending on
the insurer. I believe Allstate requires Underlying limits of $250000. Don'
forget that underinsurance, sometimes called supplemental uninsured coverage
is very important to have. Underinsurance covers you for pain & suffering
from injuries to yourself or others in your car if the insurance on the
other car is not sufficient. The topic of underinsurance is complicated &
this coverage may not be available in all states. Suffice it to say, if it's
available to you, you ought to have it.

Larry D'Aloise     

-----Original Message-----
From: smopar@xxxxxxxxxxxx [mailto:smopar@xxxxxxxxxxxx]
Sent: Wednesday, February 25, 2004 3:54 PM
To: D'Aloise, Lawrence Jr.; 'Terry Lynch'; Chrysler300@xxxxxxxxxxxxxxx;
Charles M. Kreszock
Cc: Charles M. Kreszock
Subject: Re: RE: [Chrysler300] Insurance



> Lawrence, your comments were interesting.  What company issues an umrella
policy for all your vehicles, including the collector cars?  I assume you
have additional comprehensive, etc coverage through a collector car
insurance company as well then?
Steve Albu
> From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
> Date: 2004/02/25 Wed PM 03:38:59 EST
> To: 'Terry Lynch' <terrytown@xxxxxxxxxxxxxx>,
Chrysler300@xxxxxxxxxxxxxxx,  
> 	"Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> CC: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> Subject: RE: [Chrysler300] Insurance
> 
> No collector car insurance will insure a car for daily driving. The reason
> the rates are inexpensive is that the vehicles are not used for errands
etc,
> & they are garaged. Although it is certainly important to have adequate
> coverage if your car is damaged or destroyed, the most important
> consideration is that you have adequate liability & underinsurance
> coverage.It doesn't do you much good to get full recompense for the damage
> to your car from your insurer if your car is destroyed in an accident that
> is your fault if you injure someone seriously & are faced with a
$1million
> dollar judgment and you only have $25000 liability coverage. The best
> solution is to have a basic policy & an umbrella policy which covers all
> your vehicles, including the classic cars. My umbrella policy covers my
> classic cars for only $10 each per year.
> 	Take this advice from a  good source, a personal injury lawyer.
> Larry D'Aloise
> 
> ---Original Message-----
> From: Terry Lynch [mailto:terrytown@xxxxxxxxxxxxxx]
> Sent: Wednesday, February 25, 2004 2:00 PM
> To: Chrysler300@xxxxxxxxxxxxxxx; Charles M. Kreszock
> Cc: Charles M. Kreszock
> Subject: Re: [Chrysler300] Insurance
> 
> 
> The trouble that I'm having is finding a company who wants to write me a
> policy that allows more than just driving to shows, etc. I recently
acquired
> a '62 Dodge D100 and my long time carrier (USAA) informed me that they
will
> only write a liability policy. They will not write a policy for comp &
> collision on vehicles older that 20 years. My '64 300 is currently fully
> insured with them, so maybe it was grandfathered in since their new
> guidelines?
> 
> I called a whole slew of the 'Collector Car' insurance companies and have
> yet to find one who allows for;
> - vehicles not kept in a locked garage
> - vehicles driven in excess of 2000 or 3000 miles a year
> - vehicles driven ocasionally or moderately for running errands, driving
to
> work, etc. In other words what I would call a 'daily driver'.
> 
> I like my old cars and while none of them are concours quality show cars,
> they are in good condition and I want to be able to drive that dang
things!
> 
> Does anybody know of a company who might have stated value type policys
that
> allow some daily driving, etc?
> 
> Thanks
> Terry Lynch
> St. Peteersburg, FL
> 
> 
> 
> To send a message to this group, send an email to:
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to
> http://www.chrysler300club.com/yahoolist/inst.htm 
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 
> 
> To send a message to this group, send an email to:
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm 
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 



To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
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________________________________________________________________________
________________________________________________________________________

Message: 16
   Date: Wed, 25 Feb 2004 14:23:45 -0800 (PST)
   From: moparted <moparted_70@xxxxxxxxx>
Subject: Re: Insurance


I use Hagerty, but have filed no claims

--- "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
wrote:
> Fellow 300 enthusiasts,
> 
> This should start an extended discussion.
> 
> What is your experience with collector car insurance
> companies?  Who is 
> good and who's not?  What are the options and riders
> that I should get?
> 
> Any information would be greatly appreciated.
> 
> 300ly,
> 
> Mick Kreszock
>

=====


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Message: 17
   Date: Wed, 25 Feb 2004 14:26:38 -0800 (PST)
   From: moparted <moparted_70@xxxxxxxxx>
Subject: Re: Insurance.

That doesn't work in NY State, no liability, you must
turn the plates in. Insurance companies are required
to notify state when coverage is dropped.

--- Marshall R Larson <yelof@xxxxxxxx> wrote:
> I have used State Farm for about 15 years.  I carry
> a standard policy on
> each of the vehicles with an agreed value.  I
> suspend everything except
> comprehensive while the cars are in storage. 
> Whenever I wish to use one
> of my cars, I email my agent and indicate the time
> frame of the usage ie.
> a weekend or a week etc.  If something happens while
> on the road
> (happened one time) I inform my agent, full coverage
> is reinstated, and
> then I file a claim.  If something happens while in
> storage (happened
> twice) the existing comprehensive covers it.  The
> cost of comprehensive
> has so far been more economical than using one full
> coverage policy to
> insure my cars.  Modified cars are also accepted.  
> Each car has its own policy but I find it is a minor
> inconvenience.
> 
> Minnesota Marshall
> 
>
________________________________________________________________
> The best thing to hit the Internet in years - Juno
> SpeedBand!
> Surf the Web up to FIVE TIMES FASTER!
> Only $14.95/ month - visit www.juno.com to sign up
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Message: 18
   Date: Wed, 25 Feb 2004 17:59:27 -0500
   From: "Park Waldrop" <pwald@xxxxxxxxxxxxxx>
Subject: Insurance

I carried my collision and comp with J.C. Taylor from way back, and a couple of years ago put the liability coverages with them as well, after being shocked at how good their rates were compared to my very good ''regular'' insurer (USAA).

I had a $10,000 collision claim with J.C. Taylor about three years ago, and was very happy with the way it was handled.  No problems at all.  The other driver was at fault, and one thing I really liked was that J.C. Taylor paid me right away and then went after the other fellow's insurance to recover what they could.  A lot better than having to deal with the other insurance company one's self!

Park Waldrop

[Non-text portions of this message have been removed]



________________________________________________________________________
________________________________________________________________________

Message: 19
   Date: Wed, 25 Feb 2004 15:17:25 -0800
   From: Doug Warrener <dwarrener@xxxxxxxxxxxx>
Subject: RE: RE: Insurance

Steve, Since you reside in California, 21st Century Insurance has a very
reasonably priced Umbrella package if they carry your underlying insurance.
I have had my automobile insurance with them for about 30 years and have
always been treated fairly.  Doug Warrener

-----Original Message-----
From: smopar@xxxxxxxxxxxx [mailto:smopar@xxxxxxxxxxxx] 
Sent: Wednesday, February 25, 2004 12:54 PM
To: D'Aloise, Lawrence Jr.; 'Terry Lynch'; Chrysler300@xxxxxxxxxxxxxxx;
Charles M. Kreszock
Cc: Charles M. Kreszock
Subject: Re: RE: [Chrysler300] Insurance



> Lawrence, your comments were interesting.  What company issues an 
> umrella policy for all your vehicles, including the collector cars?  I
assume you have additional comprehensive, etc coverage through a collector
car insurance company as well then?
Steve Albu
> From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
> Date: 2004/02/25 Wed PM 03:38:59 EST
> To: 'Terry Lynch' <terrytown@xxxxxxxxxxxxxx>,
Chrysler300@xxxxxxxxxxxxxxx,  
> 	"Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> CC: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> Subject: RE: [Chrysler300] Insurance
> 
> No collector car insurance will insure a car for daily driving. The 
> reason the rates are inexpensive is that the vehicles are not used for 
> errands etc, & they are garaged. Although it is certainly important to 
> have adequate coverage if your car is damaged or destroyed, the most 
> important consideration is that you have adequate liability & 
> underinsurance coverage.It doesn't do you much good to get full 
> recompense for the damage to your car from your insurer if your car is 
> destroyed in an accident that is your fault if you injure someone 
> seriously & are faced with a  $1million dollar judgment and you only 
> have $25000 liability coverage. The best solution is to have a basic 
> policy & an umbrella policy which covers all your vehicles, including 
> the classic cars. My umbrella policy covers my classic cars for only $10
each per year.
> 	Take this advice from a  good source, a personal injury lawyer.
Larry 
> D'Aloise
> 
> ---Original Message-----
> From: Terry Lynch [mailto:terrytown@xxxxxxxxxxxxxx]
> Sent: Wednesday, February 25, 2004 2:00 PM
> To: Chrysler300@xxxxxxxxxxxxxxx; Charles M. Kreszock
> Cc: Charles M. Kreszock
> Subject: Re: [Chrysler300] Insurance
> 
> 
> The trouble that I'm having is finding a company who wants to write me 
> a policy that allows more than just driving to shows, etc. I recently 
> acquired a '62 Dodge D100 and my long time carrier (USAA) informed me 
> that they will only write a liability policy. They will not write a 
> policy for comp & collision on vehicles older that 20 years. My '64 
> 300 is currently fully insured with them, so maybe it was 
> grandfathered in since their new guidelines?
> 
> I called a whole slew of the 'Collector Car' insurance companies and 
> have yet to find one who allows for;
> - vehicles not kept in a locked garage
> - vehicles driven in excess of 2000 or 3000 miles a year
> - vehicles driven ocasionally or moderately for running errands, 
> driving to work, etc. In other words what I would call a 'daily 
> driver'.
> 
> I like my old cars and while none of them are concours quality show 
> cars, they are in good condition and I want to be able to drive that 
> dang things!
> 
> Does anybody know of a company who might have stated value type 
> policys that allow some daily driving, etc?
> 
> Thanks
> Terry Lynch
> St. Peteersburg, FL
> 
> 
> 
> To send a message to this group, send an email to: 
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to 
> http://www.chrysler300club.com/yahoolist/inst.htm
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 
> 
> To send a message to this group, send an email to: 
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to 
> http://www.chrysler300club.com/yahoolist/inst.htm
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 



To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm 
Yahoo! Groups Links



 


________________________________________________________________________
________________________________________________________________________

Message: 20
   Date: Wed, 25 Feb 2004 19:01:52 EST
   From: DC300G@xxxxxxx
Subject: 61 G bias ply tires ?

Has anyone bought bias ply tires lately for a G the correct size   i believe 
is 15 X 8.10 with a 
2 7/8 wide white. What is the closest size available?


[Non-text portions of this message have been removed]



________________________________________________________________________
________________________________________________________________________

Message: 21
   Date: Wed, 25 Feb 2004 15:55:03 -0800
   From: "jennifer allyn" <gearhead.girl@xxxxxxxxxxx>
Subject: RE: RE: Insurance

21st Century was where I had my insurance...got better coverage at lower
rates with A rated carrier, Wawanesa Insurance out of San Diego.
Jennifer

-----Original Message-----
From: Doug Warrener [mailto:dwarrener@xxxxxxxxxxxx] 
Sent: Wednesday, February 25, 2004 3:17 PM
To: 'smopar@xxxxxxxxxxxx'
Cc: 'Chrysler300@xxxxxxxxxxxxxxx'
Subject: RE: RE: [Chrysler300] Insurance

Steve, Since you reside in California, 21st Century Insurance has a very
reasonably priced Umbrella package if they carry your underlying insurance.
I have had my automobile insurance with them for about 30 years and have
always been treated fairly.  Doug Warrener

-----Original Message-----
From: smopar@xxxxxxxxxxxx [mailto:smopar@xxxxxxxxxxxx] 
Sent: Wednesday, February 25, 2004 12:54 PM
To: D'Aloise, Lawrence Jr.; 'Terry Lynch'; Chrysler300@xxxxxxxxxxxxxxx;
Charles M. Kreszock
Cc: Charles M. Kreszock
Subject: Re: RE: [Chrysler300] Insurance



> Lawrence, your comments were interesting.  What company issues an 
> umrella policy for all your vehicles, including the collector cars?  I
assume you have additional comprehensive, etc coverage through a collector
car insurance company as well then?
Steve Albu
> From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
> Date: 2004/02/25 Wed PM 03:38:59 EST
> To: 'Terry Lynch' <terrytown@xxxxxxxxxxxxxx>,
Chrysler300@xxxxxxxxxxxxxxx,  
> 	"Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> CC: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> Subject: RE: [Chrysler300] Insurance
> 
> No collector car insurance will insure a car for daily driving. The 
> reason the rates are inexpensive is that the vehicles are not used for 
> errands etc, & they are garaged. Although it is certainly important to 
> have adequate coverage if your car is damaged or destroyed, the most 
> important consideration is that you have adequate liability & 
> underinsurance coverage.It doesn't do you much good to get full 
> recompense for the damage to your car from your insurer if your car is 
> destroyed in an accident that is your fault if you injure someone 
> seriously & are faced with a  $1million dollar judgment and you only 
> have $25000 liability coverage. The best solution is to have a basic 
> policy & an umbrella policy which covers all your vehicles, including 
> the classic cars. My umbrella policy covers my classic cars for only $10
each per year.
> 	Take this advice from a  good source, a personal injury lawyer.
Larry 
> D'Aloise
> 
> ---Original Message-----
> From: Terry Lynch [mailto:terrytown@xxxxxxxxxxxxxx]
> Sent: Wednesday, February 25, 2004 2:00 PM
> To: Chrysler300@xxxxxxxxxxxxxxx; Charles M. Kreszock
> Cc: Charles M. Kreszock
> Subject: Re: [Chrysler300] Insurance
> 
> 
> The trouble that I'm having is finding a company who wants to write me 
> a policy that allows more than just driving to shows, etc. I recently 
> acquired a '62 Dodge D100 and my long time carrier (USAA) informed me 
> that they will only write a liability policy. They will not write a 
> policy for comp & collision on vehicles older that 20 years. My '64 
> 300 is currently fully insured with them, so maybe it was 
> grandfathered in since their new guidelines?
> 
> I called a whole slew of the 'Collector Car' insurance companies and 
> have yet to find one who allows for;
> - vehicles not kept in a locked garage
> - vehicles driven in excess of 2000 or 3000 miles a year
> - vehicles driven ocasionally or moderately for running errands, 
> driving to work, etc. In other words what I would call a 'daily 
> driver'.
> 
> I like my old cars and while none of them are concours quality show 
> cars, they are in good condition and I want to be able to drive that 
> dang things!
> 
> Does anybody know of a company who might have stated value type 
> policys that allow some daily driving, etc?
> 
> Thanks
> Terry Lynch
> St. Peteersburg, FL
> 
> 
> 
> To send a message to this group, send an email to: 
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to 
> http://www.chrysler300club.com/yahoolist/inst.htm
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 
> 
> To send a message to this group, send an email to: 
> Chrysler300@xxxxxxxxxxxxxxx
> 
> For list server instructions, go to 
> http://www.chrysler300club.com/yahoolist/inst.htm
> Yahoo! Groups Links
> 
> 
> 
>  
> 
> 



To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm 
Yahoo! Groups Links



 


To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm 
Yahoo! Groups Links



 



________________________________________________________________________
________________________________________________________________________

Message: 22
   Date: Wed, 25 Feb 2004 16:31:11 -0800
   From: Ben Meisner <meisnerinc@xxxxxxx>
Subject: those medallions

Hi club;

I have been informed by George and Eleanor that us bush bunnies from the frozen north should not be referring to  the center 300 plastic three color medallions as Bezels . I am looking for the plastic inserts and would be prepared to pay ... Oh say in Canadian dollars, a kings ransom to get my hands on a pair that I can even have repaired , as long as they are not cracked.. from the years 58 to 62 ...

 Thanks again sorry

Ben and Elaine Meisner 


[Non-text portions of this message have been removed]



________________________________________________________________________
________________________________________________________________________

Message: 23
   Date: Thu, 26 Feb 2004 00:28:37 EST
   From: white300c@xxxxxxx
Subject: RE  300 Chrysler {INSURANCE}

I use Hagerty Insurance on my 300"s . I had one claim shortly after changing 
to Hagerty. I parked a hot riding lawnmower in the new polebarn behind the 
300J & along side my wife's 1971 VW convt. . Minutes later as I sat in my 
easychair I herd a big boom. Smoke was comming out of the barn. I held a hose on the 
burning lawnmower & the 300J as best as I could until the fire dept. came . 
The J had melted taillight lens & bumperguards . The VW had damage to the top & 
sidepaint. All it took was a phone call & a polorid picture of the damage with 
a  estimate & Hagerty paid the bill without any problems. 

300Ly   Herb from Mich.


[Non-text portions of this message have been removed]



________________________________________________________________________
________________________________________________________________________

Message: 24
   Date: Wed, 25 Feb 2004 23:21:52 -0600
   From: " Brian & Kathy Frank" <Frank@xxxxxxxxxx>
Subject: Re: RE: Insurance

To Everyone,
Larry makes some very good points. Without getting into a large seminar on
insurance, when discussing underinsured motorist coverage (optional here in
Wisconsin), make sure you ask your agent how reducing clauses in the policy
are interpreted in your state. The limit in the declarations page may be
reduced by or, alternatively, sit on top of the other person's liability
coverage. Also, ask whether the underinsured motorist coverage, based on the
insuring language, is determined by damages payable or losses incurred.
There is a difference.

Uninsured motorist coverage covers you when the other guy has no insurance.
In some states like Wisconsin this is mandatory in every policy because
liability coverage is not necessary to drive here. No reducing clauses here.

Bottom line, check how the policy works in your state. I have Condon and
Skelly for my collector cars. For years the policy never mentioned uninsured
motorist coverage. (Back then underwritten through St. Paul Fire & Marine
Ins.) When I told them it was mandatory in Wisconsin, they said the coverage
would be there if needed. I had them put that in writing.

Brian Frank
(Defense attorney for Allstate Insurance)

----- Original Message -----
From: D'Aloise, Lawrence Jr. <ldaloise@xxxxxxxxxx>
To: <smopar@xxxxxxxxxxxx>; D'Aloise, Lawrence Jr. <ldaloise@xxxxxxxxxx>;
'Terry Lynch' <terrytown@xxxxxxxxxxxxxx>; <Chrysler300@xxxxxxxxxxxxxxx>;
Charles M. Kreszock <kreszockcm@xxxxxxxxxxxx>
Sent: Wednesday, February 25, 2004 3:38 PM
Subject: RE: RE: [Chrysler300] Insurance


Allstate. The coverage is for liability alone since the collector cars are
covered for collision, comprehensive etc by the collector car insurer,
Haggerty, as well as for PIP(no-fault) and basic liability coverage of
$300000 I believe. In order to get umbrella coverage, one needs to have
underlying liability coverage of a certain amount, which varies depending on
the insurer. I believe Allstate requires Underlying limits of $250000. Don'
forget that underinsurance, sometimes called supplemental uninsured coverage
is very important to have. Underinsurance covers you for pain & suffering
from injuries to yourself or others in your car if the insurance on the
other car is not sufficient. The topic of underinsurance is complicated &
this coverage may not be available in all states. Suffice it to say, if it's
available to you, you ought to have it.

Larry D'Aloise

-----Original Message-----
From: smopar@xxxxxxxxxxxx [mailto:smopar@xxxxxxxxxxxx]
Sent: Wednesday, February 25, 2004 3:54 PM
To: D'Aloise, Lawrence Jr.; 'Terry Lynch'; Chrysler300@xxxxxxxxxxxxxxx;
Charles M. Kreszock
Cc: Charles M. Kreszock
Subject: Re: RE: [Chrysler300] Insurance



> Lawrence, your comments were interesting.  What company issues an umrella
policy for all your vehicles, including the collector cars?  I assume you
have additional comprehensive, etc coverage through a collector car
insurance company as well then?
Steve Albu
> From: "D'Aloise, Lawrence Jr." <ldaloise@xxxxxxxxxx>
> Date: 2004/02/25 Wed PM 03:38:59 EST
> To: 'Terry Lynch' <terrytown@xxxxxxxxxxxxxx>,
Chrysler300@xxxxxxxxxxxxxxx,
> "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> CC: "Charles M. Kreszock" <kreszockcm@xxxxxxxxxxxx>
> Subject: RE: [Chrysler300] Insurance
>
> No collector car insurance will insure a car for daily driving. The reason
> the rates are inexpensive is that the vehicles are not used for errands
etc,
> & they are garaged. Although it is certainly important to have adequate
> coverage if your car is damaged or destroyed, the most important
> consideration is that you have adequate liability & underinsurance
> coverage.It doesn't do you much good to get full recompense for the damage
> to your car from your insurer if your car is destroyed in an accident that
> is your fault if you injure someone seriously & are faced with a
$1million
> dollar judgment and you only have $25000 liability coverage. The best
> solution is to have a basic policy & an umbrella policy which covers all
> your vehicles, including the classic cars. My umbrella policy covers my
> classic cars for only $10 each per year.
> Take this advice from a  good source, a personal injury lawyer.
> Larry D'Aloise
>
> ---Original Message-----
> From: Terry Lynch [mailto:terrytown@xxxxxxxxxxxxxx]
> Sent: Wednesday, February 25, 2004 2:00 PM
> To: Chrysler300@xxxxxxxxxxxxxxx; Charles M. Kreszock
> Cc: Charles M. Kreszock
> Subject: Re: [Chrysler300] Insurance
>
>
> The trouble that I'm having is finding a company who wants to write me a
> policy that allows more than just driving to shows, etc. I recently
acquired
> a '62 Dodge D100 and my long time carrier (USAA) informed me that they
will
> only write a liability policy. They will not write a policy for comp &
> collision on vehicles older that 20 years. My '64 300 is currently fully
> insured with them, so maybe it was grandfathered in since their new
> guidelines?
>
> I called a whole slew of the 'Collector Car' insurance companies and have
> yet to find one who allows for;
> - vehicles not kept in a locked garage
> - vehicles driven in excess of 2000 or 3000 miles a year
> - vehicles driven ocasionally or moderately for running errands, driving
to
> work, etc. In other words what I would call a 'daily driver'.
>
> I like my old cars and while none of them are concours quality show cars,
> they are in good condition and I want to be able to drive that dang
things!
>
> Does anybody know of a company who might have stated value type policys
that
> allow some daily driving, etc?
>
> Thanks
> Terry Lynch
> St. Peteersburg, FL
>
>
>
> To send a message to this group, send an email to:
> Chrysler300@xxxxxxxxxxxxxxx
>
> For list server instructions, go to
> http://www.chrysler300club.com/yahoolist/inst.htm
> Yahoo! Groups Links
>
>
>
>
>
>
>
> To send a message to this group, send an email to:
> Chrysler300@xxxxxxxxxxxxxxx
>
> For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm
> Yahoo! Groups Links
>
>
>
>
>
>



To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm
Yahoo! Groups Links







To send a message to this group, send an email to:
Chrysler300@xxxxxxxxxxxxxxx

For list server instructions, go to
http://www.chrysler300club.com/yahoolist/inst.htm
Yahoo! Groups Links








________________________________________________________________________
________________________________________________________________________

Message: 25
   Date: Wed, 25 Feb 2004 22:37:58 -0700
   From: "KELLY PIERCE" <jkrestor300@xxxxxxxxxxxx>
Subject: Insurance? Officer you mean I have to have insurance?

Greetings Group!
     This discussion brought to mind a Traffic stop I made about 7 years ago.....Driver of a really nice restored brand X was pushing his and the cars luck by trying to see if we really didn't have a speed limit in Montana. I cannot recall what state he was from, east of us is all I can recall.  I was running radar and he came at me and the radar went off like the Saturn V rocket! First time I got a triple digit reading and on a two lane, close to sundown. I turned around on him and he kept on chooglin' down the road for about 5 miles before he slowed down and pulled over in another 2 miles. As on all traffic stops we were/are required to I D ourselves, give the reason for the stop. Brand X driver was amazed that I stopped him as he "knows there is not a speed limit in Montana" and I was "just harassing" him etc. When I asked for his Drivers License, registration and proof of insurance card, he got a strange look on his face, akin to Gary Coleman when he would say"whatyou talkin about Willis?", and said "Insurance? You say I have to have insurance? What for? I only drive this thing to shows  blah blah blah..."
   Needless to say he didn't have ANY insurance on that car, at that time I estimated the car was worth in the 25-30K zone- that nice and rare  for a brand X. To top things off, he didn't have a valid drivers license (suspended indefinitely for failure to pay child support...) He got to spend time at our local sheriff's bed and breakfast....Bonds- Revoked d/l $250, No proof of Insurance- $500, reckless driving, speed of 106mph, after sunset(night speed violation, as we always had a night speed limit)$1,000 (must see judge prior to posting any bond, automatic "go to jail, do not pass Go...), and insult to injury- towing bill(his choice).
    Moral of the story- Do not forget to place your proof of Liability coverage in your  300! (easy to forget when you don't drive them often) Make sure your D/L is valid, (check the expiration date etc) And run a bit closer to the limit. 
   Oh yeah- the days of the Montana Autobahn are gone, we have a speed limit ..... But if you do get up this way I know where you can run it wide open.......(Us retired cops are the worst offenders.....)Man I love to hear that AFB guzzling that made in Montana premium blend(blended with a touch of av gas...) wide open un-silenced etc. Come on Spring!    
Joe Pierce 300Kx3+M+others in "wide open " Montana

[Non-text portions of this message have been removed]



________________________________________________________________________
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